Free Insurance Regulation Practice Questions

Louisiana Accident & Health exam — 26 practice questions.

Subtopics: Regulatory body, Commissioner selection, License authority, Continuing education, Appointment, Legal system, Unfair claims practices, Replacement, Guaranty association, Fraud, Nonresident licensing, Medicare supplement marketing, Consumer complaints, License renewal, Coercion, Free look, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act

Read the Insurance Regulation study guide

Sample questions & answers

1. In Louisiana, oversight of health insurance companies and the licensing of health producers falls to the:

Louisiana Department of Insurance

The Louisiana Department of Insurance regulates health insurers and licenses the producers who sell their coverage.

2. A distinctive feature of Louisiana insurance regulation is that the Commissioner of Insurance is:

Elected by the voters of Louisiana

Louisiana is among the states where the Commissioner of Insurance is an elected official rather than an appointee.

3. To sell accident and health insurance in Louisiana, an individual generally must hold a license with what line of authority?

An accident and health (or sickness) line of authority

Selling accident and health coverage requires the accident and health (sickness) line of authority on the producer license.

4. Louisiana resident accident and health producers must generally satisfy continuing education that commonly totals (verify current requirement):

About 24 hours every two years, including an ethics component

Louisiana producers commonly complete roughly 24 hours of CE every two years, including ethics; verify the exact requirement with the Department.

All Accident & Health topics

Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.