1. The declarations page of a personal auto policy contains:

The named insured, covered autos, coverages, and limits

The declarations page identifies the named insured, the covered autos, the coverages selected, and the applicable limits.

2. Part A (liability) of the personal auto policy pays:

Damages an insured becomes legally responsible for due to bodily injury or property damage to others

Part A pays sums the insured is legally liable to pay others for bodily injury or property damage arising from an auto accident.

3. Under Kentucky's no-fault law, the coverage that pays an insured's own medical and wage-loss expenses regardless of fault is:

Basic Reparation Benefits (personal injury protection)

Kentucky's Basic Reparation Benefits (PIP) pay an insured's medical, wage-loss, and related expenses regardless of fault, up to the statutory limit.

4. Part C (uninsured motorists) of the PAP responds when the insured suffers bodily injury caused by:

A driver who carries no liability insurance

Uninsured motorists coverage pays the insured's bodily injury damages caused by an at-fault driver who has no liability insurance.