Free Group Health Insurance Practice Questions

Kansas Accident & Health exam — 40 practice questions.

Subtopics: Master contract, Certificate of coverage, Experience rating, Noncontributory plan, Conversion privilege, COBRA, Coordination of benefits, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the master contract is issued to:

The employer or group sponsor

The master contract is issued to the employer or group sponsor that holds the group policy.

2. Individual members of a group health plan receive evidence of their coverage in the form of a:

Certificate of coverage

Group members receive a certificate of coverage describing their benefits under the master policy.

3. Group health premiums set using the group's own claims history use:

Experience rating

Experience rating bases the group's premium on that group's own claims history.

4. In a noncontributory group health plan:

The employer pays the entire premium and typically 100 percent participation is required

In a noncontributory plan, the employer pays the full premium and essentially all eligible employees must participate.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.