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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Indiana Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Uninsured motorist coverage, Underinsured motorist, Collision coverage, Comprehensive coverage, Covered auto, Exclusions, Split limits, Single limit, Rental reimbursement, Towing coverage, Stacking, Named insured, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A of a personal auto policy generally provides what?

Liability coverage for bodily injury and property damage the insured causes others

Part A liability coverage pays for bodily injury and property damage to others for which the insured is legally responsible.

2. Medical payments coverage in a personal auto policy generally pays for what?

Reasonable medical expenses for the insured and passengers regardless of fault

Medical payments coverage pays reasonable medical expenses for the insured and occupants of the covered auto regardless of fault.

3. Uninsured motorist coverage protects the insured when injured by whom?

An at-fault driver who has no liability insurance

Uninsured motorist coverage pays for the insured's injuries caused by an at-fault driver who lacks liability insurance.

4. Underinsured motorist coverage responds when the at-fault driver's liability limits are what?

Insufficient to cover the insured's damages

Underinsured motorist coverage applies when the at-fault driver has liability limits too low to fully cover the insured's damages.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.