1. Under the federal Fair Credit Reporting Act, an insurer that takes adverse action based on a consumer report must:

Notify the consumer and identify the reporting agency

The FCRA requires notice of adverse action and disclosure of the consumer reporting agency used.

2. The federal Gramm-Leach-Bliley Act primarily requires insurers to:

Protect consumers' nonpublic personal financial information and provide privacy notices

GLBA imposes privacy and safeguarding requirements for consumers' nonpublic personal financial information.

3. Federal law (18 USC 1033/1034) makes it a crime for a person to:

Engage in the business of insurance after a felony involving dishonesty without written consent

18 USC 1033 prohibits those convicted of felonies involving dishonesty from the insurance business without written consent of a regulator.

4. The federal Do-Not-Call rules restrict producers from:

Making certain telemarketing calls to consumers on the registry

Telemarketing rules restrict unsolicited calls to numbers on the national Do-Not-Call registry, with limited exceptions.