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Free Individual Accident and Health Provisions Practice Questions

Indiana Accident & Health exam — 60 practice questions.

Subtopics: Entire contract, Grace period, Reinstatement, Notice of claim, Proof of loss, Time limit on defenses, Physical exam and autopsy, Payment of claims, Legal actions, Change of beneficiary, Renewability classifications, Guaranteed renewable, Time limit on certain defenses, Claim forms, Time of payment of claims, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The provision stating that the policy and attached application constitute the whole agreement is called what?

Entire contract

The entire contract provision states the policy, endorsements, and attached application make up the complete agreement.

2. The mandatory provision giving the insured extra time to pay a premium after the due date is called what?

Grace period

The grace period is a required provision allowing premium payment after the due date without lapse of coverage.

3. Under the reinstatement provision, if an insurer accepts a late premium without requiring an application, coverage is generally reinstated how?

Automatically upon acceptance of the premium

If the insurer accepts a late premium without requesting a reinstatement application, the policy is reinstated automatically.

4. The provision specifying how soon the insured must inform the insurer that a loss has occurred is called what?

Notice of claim

The notice of claim provision sets the time within which the insured must notify the insurer that a covered loss has occurred.

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Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.