1. Exam Prep
  2. Indiana
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Indiana Accident & Health exam — 40 practice questions.

Subtopics: Master policy, Certificate of coverage, Noncontributory plan, Contributory plan, COBRA continuation, Conversion privilege, Eligibility, Master contract, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In a group health plan, the contract is issued to the employer or sponsor as what?

The master policy

In group insurance the master policy is issued to the sponsor, and individual members receive certificates of coverage.

2. Individual members of a group health plan typically receive what as evidence of their coverage?

A certificate of coverage

Members receive a certificate of coverage summarizing their benefits, while the employer holds the master policy.

3. In a noncontributory group health plan, who pays the entire premium?

The employer or sponsor

In a noncontributory plan the employer pays the full premium, and insurers usually require 100 percent eligible participation.

4. In a contributory group plan, participation requirements exist primarily to do what?

Reduce adverse selection by ensuring broad participation

Minimum participation rules in contributory plans help spread risk and reduce adverse selection.

All Accident & Health topics

Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.