Free Personal Automobile Policy Practice Questions

Illinois Property & Casualty exam — 16 practice questions.

Subtopics: Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Uninsured motorist, Collision coverage, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. In the Personal Auto Policy, coverage for damages the insured becomes legally liable for is found in:

Part A - Liability Coverage

Part A provides liability coverage for bodily injury and property damage the insured is legally responsible for.

2. Under Part D of the Personal Auto Policy, damage to the insured's car from striking a deer is covered as:

Other than collision (comprehensive)

Hitting an animal is classified as an other-than-collision (comprehensive) loss, not collision.

3. Coverage for reasonable medical expenses for the insured and passengers regardless of fault is found in the PAP under:

Part B - Medical Payments

Part B (Medical Payments) covers reasonable medical and funeral expenses for covered persons regardless of fault.

4. Part C of the Personal Auto Policy provides:

Uninsured and underinsured motorists coverage

Part C pays for the insured's injuries caused by an uninsured or underinsured at-fault motorist.

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Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.