Free Personal Automobile Policy Practice Questions

Illinois Property & Casualty exam — 25 practice questions.

Subtopics: Liability coverage, Collision, Comprehensive, Medical payments, Uninsured motorist, Exclusions, Coverage territory, Split limits, Financial responsibility, Policy structure, Physical damage, Definition of insured, Optional coverages, Collision coverage, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. Liability coverage under a personal auto policy pays for:

Bodily injury and property damage the insured causes to others

Auto liability coverage pays for bodily injury and property damage the insured causes to others.

2. Collision coverage pays for damage to the insured's auto caused by:

Impact with another vehicle or object

Collision coverage pays for damage from impact with another vehicle or object or from overturning.

3. Comprehensive (other than collision) coverage pays for:

Losses such as theft fire and hail

Comprehensive coverage pays for non-collision losses such as theft fire hail and vandalism.

4. Medical payments coverage in a personal auto policy pays:

Reasonable medical expenses for the insured and passengers regardless of fault

Medical payments coverage pays reasonable medical expenses for the insured and passengers regardless of fault.

All Property & Casualty topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.