Free Senior and Special Needs Practice Questions

Illinois Life, Accident & Health exam — 39 practice questions.

Subtopics: Medicare Part C, Levels of care, Inflation protection, Medicare supplement purpose, Dual eligible, Medicare Part A, Medicare Part B, Medicare Part D, Medicare supplement, Medicaid, Long-term care, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare Part C (Medicare Advantage) plans are offered by:

Private insurers approved by Medicare

Medicare Advantage plans are offered by private insurers approved by and contracting with Medicare.

2. Which is a recognized level of long-term care?

Custodial care

Custodial care which assists with daily living is a recognized level of long-term care.

3. An LTC inflation protection option helps benefits:

Keep pace with rising care costs

Inflation protection increases LTC benefit amounts to keep pace with rising long-term care costs.

4. A Medicare supplement policy is designed to:

Pay gaps such as Medicare deductibles and coinsurance

Medicare supplement policies cover gaps in Medicare such as deductibles and coinsurance.

All Life, Accident & Health topics

Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.