1. A noncancelable individual health policy means the insurer:

Cannot cancel or raise the premium while premiums are paid

A noncancelable policy cannot be canceled and its premium cannot be increased as long as premiums are paid.

2. A guaranteed renewable health policy permits the insurer to:

Adjust premiums by class while guaranteeing renewal

A guaranteed renewable policy must be renewed but premiums may be changed for an entire class.

3. Under the change of occupation provision an insured who takes a more hazardous job may have benefits:

Reduced to what the premium would buy at the riskier class

If the insured changes to a more hazardous occupation benefits may be reduced to what the premium would purchase at that class.

4. If a health insured's age was misstated the insurer will:

Adjust benefits to what the premium would have purchased at the correct age

The misstatement of age provision adjusts benefits to what the premium paid would have purchased at the true age.