Free Workers Compensation Practice Questions
Illinois Casualty exam — 90 practice questions.
Subtopics: Residual market, Plan rates, Assigned risk eligibility, Plan application, Plan binding time, Small premium payment, Policy issuance, Final earned premium, Plan renewal notice, Late renewal premium, Plan termination hearing, Assigned risk imprint, Plan commission, WC rate filing, Who must be covered, Owner election, Noncompliance penalty, Uninsured employer, Other coverages, Exclusive remedy, Notice of accident, TTD waiting period, TTD rate, Claim filing deadline, Commission, WC self-insurance, Part One, Part Two, Part Three other states, Premium basis, Experience modification, Disability classifications, Medical benefits, Death benefits, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Occupational disease, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Assigned risk plan, Self-insurance, Waiting period, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Excluded employments, Statutory employer, Exclusive remedy exceptions, Uninsured employers, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. Which companies must participate in the Illinois workers compensation residual market plan?
Every company licensed to write WC and employers liability
Section 468 requires all companies licensed to write workers compensation and employers liability insurance to participate in the plan.
2. Rates for the Illinois workers compensation assigned risk plan must be submitted to the Director how long before they take effect?
At least 30 days
Section 468 requires plan rates and modifications to be submitted for approval at least 30 days before their effective date.
3. To apply to the Illinois Workers' Compensation Assigned Risk Plan, an employer must have been rejected within the prior 60 days by:
Two nonaffiliated carriers, one being its last carrier
Section 2904.60(a) requires rejection by two nonaffiliated carriers actively writing WC, one being the employer's last carrier, if any.
4. Who submits an employer's application for assignment to the Illinois Plan Administrator?
The employer's producer
Section 2904.60(b) states that the producer of the employer shall submit the application for assignment to the Administrator.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
