1. Exam Prep
  2. Illinois
  3. Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

Illinois Accident & Health exam — 50 practice questions.

Subtopics: Medicare eligibility, Medicare Part A, Part A premium, Medicare Part B, Medicare Part C, Medicare Part D, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medigap open enrollment, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare is generally available to individuals who are:

Age 65 or older, or who qualify by disability or ESRD

Medicare covers those 65 and older and certain younger people with qualifying disabilities, ESRD, or ALS.

2. Medicare Part A primarily covers:

Inpatient hospital, skilled nursing facility, hospice, and some home health care

Part A (hospital insurance) covers inpatient hospital stays, skilled nursing, hospice, and limited home health care.

3. Most individuals pay no premium for Medicare Part A because:

They or a spouse paid Medicare taxes through employment

Part A is generally premium-free for those who paid Medicare payroll taxes for the required number of quarters.

4. Medicare Part B covers physician and outpatient services and requires:

A monthly premium plus an annual deductible and coinsurance

Part B (medical insurance) requires a monthly premium, an annual deductible, and generally 20 percent coinsurance.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.