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  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Illinois Accident & Health exam — 38 practice questions.

Subtopics: Master policy, Noncontributory plan, Conversion privilege, Actively at work, Coordination of benefits, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance the employer holds the master policy and each employee receives a:

Certificate of coverage

Each covered employee receives a certificate of coverage while the employer holds the master policy.

2. Under a noncontributory group health plan:

The employer pays the full premium and all eligible employees are covered

In a noncontributory plan the employer pays the entire premium and 100 percent of eligible employees must be covered.

3. When group health coverage ends a covered person may often:

Convert to an individual policy without proving insurability

The conversion privilege lets a terminating member convert to an individual policy without evidence of insurability.

4. The actively-at-work provision requires that an employee be:

Working on the effective date to be covered

The actively-at-work provision conditions coverage on the employee working on the effective date.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.