1. Exam Prep
  2. Idaho
  3. Accident & Health
  4. Individual Accident and Health Provisions

Free Individual Accident and Health Provisions Practice Questions

Idaho Accident & Health exam — 60 practice questions.

Subtopics: Entire contract, Grace period, Reinstatement, Notice of claim, Proof of loss, Time of payment of claims, Physical exam and autopsy, Legal actions, Time limit on certain defenses, Change of beneficiary, Free look, Probationary period, Claim forms, Payment of claims, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The entire contract provision in an individual health policy means that the contract consists of:

The policy together with the attached application

The entire contract is made up of the policy and the application attached to it; outside statements are not part of it.

2. The grace period provision in a health insurance policy:

Gives the insured extra days after the due date to pay before the policy lapses

The grace period gives the insured additional days after a premium due date to pay before coverage lapses.

3. Under the reinstatement provision, a lapsed individual health policy that is reinstated typically:

Covers accidents immediately but sickness after a short waiting period

A reinstated health policy commonly covers accidents at once and sickness after a brief waiting period (often 10 days).

4. The notice of claim provision requires the insured to notify the insurer of a loss:

Within the time stated in the policy after the loss

Notice of claim must be given to the insurer within the period stated in the policy after a covered loss occurs.

All Accident & Health topics

Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.