1. In Iowa, workers' compensation coverage is generally:

Required for most employers with employees (verify exemptions)

Iowa generally requires most employers with employees to carry workers' compensation coverage; verify exemptions.

2. Temporary total disability benefits under workers' compensation are paid when an injured worker:

Is temporarily unable to work at all while recovering

Temporary total disability benefits replace lost wages while the worker is wholly unable to work during recovery.

3. Workers' compensation benefits for the permanent loss of use of a specific body part, such as a finger, are commonly paid as:

Scheduled permanent partial disability benefits

Permanent partial disability for a specific body part is commonly paid under a schedule of benefits.

4. If a worker dies from a covered workplace injury, workers' compensation generally provides:

Death benefits to surviving dependents

Workers' compensation generally pays death benefits, including burial allowances, to a deceased worker's dependents.