Free Commercial General Liability Practice Questions

Iowa Property & Casualty exam — 34 practice questions.

Subtopics: Coverage C medical payments, Additional insured, Insured contract, Products-completed operations, General aggregate, Supplementary payments, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Personal and advertising injury, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

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Sample questions & answers

1. Coverage C of a Commercial General Liability policy pays:

Reasonable medical expenses for others injured on the premises regardless of fault

CGL Coverage C pays limited medical expenses for others injured on the premises or by the insured's operations, regardless of fault.

2. An additional insured endorsement on a CGL policy:

Extends coverage to another party such as a landlord or client

An additional insured endorsement extends certain coverage to another party named in the endorsement.

3. Contractual liability coverage in a CGL responds to liability the insured assumes under a(n):

Insured contract such as certain written agreements

The CGL covers liability assumed under an insured contract, a defined category of certain written agreements.

4. The products-completed operations aggregate limit in a CGL caps payments for:

Injury from the insured's products or completed work during the policy period

The products-completed operations aggregate is the most the insurer pays for injury from the insured's products or completed work during the policy period.

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Practice: Commercial General Liability

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Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.