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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Hawaii Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Uninsured motorist, Collision, Comprehensive, Declarations page, Newly acquired auto, Exclusions, Split limits, Permissive use, Total loss settlement, Deductible effect, Rental reimbursement, Coverage territory, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A liability coverage of a personal auto policy pays for:

Bodily injury and property damage the insured causes to others

Auto liability coverage pays for bodily injury and property damage the insured is legally responsible for causing to others.

2. Medical payments coverage under a personal auto policy pays for:

Reasonable medical expenses for the insured and passengers regardless of fault

Medical payments coverage pays reasonable medical expenses for the insured and passengers no matter who was at fault.

3. Uninsured motorist coverage protects the insured when:

They are injured by an at-fault driver who has no insurance

Uninsured motorist coverage pays the insured's damages when an at-fault driver has no liability insurance.

4. Collision coverage on an auto policy pays for damage to the insured's vehicle caused by:

Impact with another vehicle or object

Collision coverage applies to damage from the vehicle's impact with another vehicle or object, or from overturning.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.