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  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Hawaii Personal Lines exam — 43 practice questions.

Subtopics: Purpose, DP-1 basic form, Difference from homeowners, Coverage A, Landlord use, Fair rental value, Extended coverage, No liability, DP-3 special form, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. A dwelling policy is commonly used to insure:

A rental or non-owner-occupied dwelling

Dwelling policies are commonly used for rental or non-owner-occupied homes that do not qualify for a homeowners policy.

2. The DP-1 (basic) dwelling form provides coverage on a:

Named perils basis for a limited set of perils

The DP-1 basic form covers a limited list of named perils such as fire and lightning.

3. Unlike a homeowners policy, a basic dwelling policy generally does not automatically include:

Personal liability and theft coverage

Basic dwelling policies focus on the structure and generally do not automatically include personal liability or theft coverage.

4. Coverage A under a dwelling policy applies to:

The dwelling structure

Coverage A under a dwelling policy insures the dwelling structure.

All Personal Lines topics

Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.