Free Individual Accident and Health Provisions Practice Questions

Florida Life, Health & Variable Annuity (2-15) exam (series 2-15) — 17 practice questions.

Subtopics: Newborn coverage, Preexisting condition, Outline of coverage, Small employer access, Required provisions, Reinstatement, Notice of claim, Claim forms, Proof of loss, Time of payment of claims, Payment of claims, Physical exam and autopsy, Legal actions, Change of beneficiary, Entire contract, Time limit on certain defenses, Optional provisions

Sample questions & answers

1. A Florida health policy covering dependents must cover a newborn from birth, but may require notification within:

30 days

Florida requires coverage of a newborn from birth; the insurer may require notification and any added premium within 30 days.

2. Florida law defines and limits an individual health policy's treatment of a:

Preexisting condition

Florida defines preexisting conditions and limits the look-back and exclusion periods an individual health policy may apply.

3. An outline of coverage delivered with a Florida health policy is intended to:

Summarize benefits, limitations, and exclusions for the consumer

The outline of coverage summarizes the policy's benefits, limitations, and exclusions for the consumer.

4. Under Florida's Employee Health Care Access Act, a small employer is generally one with:

1 to 50 employees

Florida's Employee Health Care Access Act defines a small employer as one with 1 to 50 employees and requires guaranteed issuance of coverage.

All Life, Health & Variable Annuity (2-15) topics

Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.