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  3. Health (2-40)
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Florida Health (2-40) exam (series 2-40) — 39 practice questions.

Subtopics: Conversion, State continuation, Guaranteed issue, Master policy, Guaranteed renewability, Extension of benefits, Master contract, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. When a Florida employee's group health coverage ends, the employee generally has the right to:

Convert to an individual policy without evidence of insurability within the allowed time

Florida group health policies provide a conversion privilege allowing a terminating insured to obtain individual coverage without proving insurability.

2. Florida's mini-COBRA continuation applies to employers with fewer than 20 employees and allows continuation of group health coverage for up to:

18 months

The Florida Health Insurance Coverage Continuation Act lets eligible employees of small employers (fewer than 20) continue group coverage for up to 18 months.

3. Under Florida's small-group rules, a carrier offering coverage to small employers generally must:

Accept all eligible small employers that apply (guaranteed issue)

Florida requires carriers in the small-group market to guarantee-issue coverage to eligible small employers that apply.

4. Under a Florida group health plan, the master policy is issued to the:

Employer or group sponsor, with insureds receiving certificates

In group coverage, the insurer issues the master policy to the employer or group sponsor while covered individuals receive certificates of coverage.

All Health (2-40) topics

Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.