1. Exam Prep
  2. Florida
  3. Health (2-40)
  4. Accident and Health Insurance Basics

Free Accident and Health Insurance Basics Practice Questions

Florida Health (2-40) exam (series 2-40) — 40 practice questions.

Subtopics: HMO regulation, HMO certificate, HMO delivery model, HMO grievances, Accidental injury, Sickness defined, Disability income benefit, Medical expense benefit, AD&D, Hospital indemnity, Critical illness, Limited policies, Self-inflicted exclusion, War exclusion, Cosmetic exclusion, Workers comp overlap, Field underwriting, Sources of information, Substandard risk, Statement of good health, Long-term care expense, Prescription benefit, Accidental means test, Total disability defined, Partial disability defined, Principal sum, Capital sum, Travel accident insurance, Accident-only policy, Blanket health insurance, Franchise health insurance, Medical Information Bureau, Attending Physician Statement, Preferred risk classification, Impairment exclusion rider, Basic hospital expense coverage, Basic surgical expense coverage, Basic physicians expense coverage, Surgical schedule, First-dollar coverage

Read the Accident and Health Insurance Basics study guide

Sample questions & answers

1. In Florida, a health maintenance organization (HMO) is primarily governed by:

The Health Maintenance Organization Act, Chapter 641

Florida HMOs are regulated under the Health Maintenance Organization Act in Chapter 641 of the Florida Statutes.

2. Before an HMO may operate in Florida, it must obtain a certificate of authority from the Office of Insurance Regulation and a health care provider certificate from:

The Agency for Health Care Administration

A Florida HMO must hold a certificate of authority from the OIR and a health care provider certificate issued by the Agency for Health Care Administration.

3. A Florida health maintenance organization provides health care to its enrollees primarily on a:

Prepaid basis through contracted providers

An HMO arranges comprehensive health care services for enrollees on a prepaid basis through its network of contracted providers.

4. Florida requires each HMO to maintain:

A grievance procedure for subscriber complaints

Florida HMOs must maintain a grievance procedure so subscribers can have complaints reviewed and resolved.

All Health (2-40) topics

Practice: Accident and Health Insurance Basics

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.