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Free Group Health Insurance Practice Questions

Delaware Accident & Health exam — 40 practice questions.

Subtopics: Master contract, Contributory plan, Noncontributory plan, COBRA continuation, Conversion privilege, Actively at work, Experience rating, Certificate of coverage, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the insurance contract is issued to the employer as the:

Master policyholder while employees receive certificates

The employer holds the master contract and covered employees receive certificates of coverage.

2. In a contributory group health plan, a common requirement is that:

A stated percentage of eligible employees must enroll

Contributory plans require a high percentage of eligible employees to enroll to guard against adverse selection.

3. In a noncontributory group health plan, the premium is:

Paid entirely by the employer and generally covers all eligible employees

In a noncontributory plan the employer pays the full premium, and essentially all eligible employees are covered.

4. Federal COBRA continuation generally allows a qualified employee who loses group coverage to:

Continue the group coverage for a limited period by paying the premium

COBRA lets qualified individuals continue group coverage for a limited time provided they pay the required premium.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.