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  2. Connecticut
  3. Personal Lines
  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Connecticut Personal Lines exam — 43 practice questions.

Subtopics: Purpose, DP-1, DP-3, Liability, Fair rental value, Coverage scope, Theft, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. The dwelling policy (DP) is most appropriate for:

A non-owner-occupied or rental dwelling

The dwelling policy is designed for dwellings that are not owner-occupied, such as rental homes.

2. The DP-1 (basic form) dwelling policy covers a limited set of perils that generally begins with:

Fire and lightning

The DP-1 basic form starts with fire and lightning and may add limited perils by endorsement.

3. The DP-3 (special form) dwelling policy generally insures the dwelling on a(n):

Open-perils basis

The DP-3 special form generally covers the dwelling on an open-perils basis, similar to the HO-3 dwelling coverage.

4. Unlike a homeowners policy, a basic dwelling policy generally:

Does not automatically include personal liability coverage

A dwelling policy focuses on property coverage and does not automatically include the personal liability found in homeowners forms.

All Personal Lines topics

Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.