1. Exam Prep
  2. California
  3. Property and Casualty Broker-Agent
  4. Personal Automobile Policy

Free Personal Automobile Policy Practice Questions

California Property and Casualty Broker-Agent exam (series Property & Casualty) — 16 practice questions.

Subtopics: Minimum BI limits, Minimum PD limit, Prior minimum limits, Fault system, Good driver discount, UM offer, Assigned risk plan, Financial responsibility, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions

Sample questions & answers

1. For California auto policies issued or renewed on or after January 1, 2025, the minimum bodily injury liability limits are:

30/60

Effective January 1, 2025, California's minimum bodily injury limits rose to $30,000 per person and $60,000 per accident.

2. The minimum property damage liability limit required for a California auto policy (2025) is:

$15,000

California's minimum property damage liability limit rose to $15,000 (the 30/60/15 minimum) effective January 1, 2025.

3. California's minimum auto liability limits before the 2025 increase were:

15/30/5

California's prior minimum limits were 15/30/5; SB 1107 raised them to 30/60/15 effective January 1, 2025.

4. For automobile liability, California operates as a:

Tort (at-fault) state

California is a tort (at-fault) state and does not use a no-fault or PIP automobile system.

All Property and Casualty Broker-Agent topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.