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Free Other Types of Property and Casualty Practice Questions

California Property and Casualty Broker-Agent exam (series Property & Casualty) — 36 practice questions.

Subtopics: FAIR Plan, Mandatory earthquake offer, California Earthquake Authority, FAIR Plan scope, Earthquake re-offer, Post-disaster claims, Umbrella and excess, Surety bonds, Flood insurance, Specialty liability, Ocean marine, Alternative markets, Difference in conditions, Aviation, Professional liability, Directors and officers, Employment practices liability, Cyber liability, Boiler and machinery, Fidelity bonds, Inland marine floater, Crop insurance, Title insurance, Yacht coverage, Surplus lines, Errors and omissions, Farmowners, Terrorism coverage, Mobile home

Read the Other Types of Property and Casualty study guide

Sample questions & answers

1. Property owners who cannot obtain basic fire coverage in the voluntary market may use the:

California FAIR Plan

The California FAIR Plan is the residual market making basic property and fire insurance available to hard-to-place risks.

2. An insurer issuing a California residential property policy must:

Offer the insured earthquake coverage

California requires insurers to offer earthquake coverage in conjunction with a residential property policy.

3. Residential earthquake policies in California are commonly written through the:

California Earthquake Authority

The California Earthquake Authority is a state-created entity that provides residential earthquake coverage.

4. Because the California FAIR Plan provides only basic coverage, an insured often pairs it with a:

Difference-in-conditions (DIC) policy

A difference-in-conditions policy wraps around a FAIR Plan policy to add coverages such as liability, theft, and water damage.

All Property and Casualty Broker-Agent topics

Practice: Other Types of Property and Casualty

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.