Free Commercial General Liability Practice Questions

California Property and Casualty Broker-Agent exam (series Property & Casualty) — 14 practice questions.

Subtopics: Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured

Sample questions & answers

1. A CGL written on an occurrence basis covers a claim arising from:

Bodily injury or property damage that takes place during the policy period, regardless of when the claim is made

An occurrence form responds to injury or damage that occurs during the policy period, even if the claim is filed years later.

2. Coverage A of the Commercial General Liability policy provides coverage for:

Bodily injury and property damage liability

Coverage A insures the insured's legal liability for bodily injury and property damage caused by an occurrence.

3. Offenses such as libel, slander, and false arrest are covered under which part of the CGL?

Coverage B - Personal and Advertising Injury

Coverage B - Personal and Advertising Injury covers specified offenses including libel, slander, false arrest, and wrongful eviction.

4. The most a CGL will pay for all covered claims during the policy period, regardless of the number of occurrences, is the:

General aggregate limit

The general aggregate caps total payments for the policy period; the per-occurrence limit caps any single occurrence.

All Property and Casualty Broker-Agent topics

Practice: Commercial General Liability

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Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.