Free Commercial Automobile Policy Practice Questions

California Property and Casualty Broker-Agent exam (series Property & Casualty) — 10 practice questions.

Subtopics: Covered auto symbols, Hired and non-owned, Federal motor carrier, Physical damage, Mobile equipment, Carrier regulations, Hired auto physical damage

Sample questions & answers

1. On the Business Auto Coverage Form, covered-auto symbol 1 designates:

Any auto

Symbol 1 means any auto and provides the broadest description of covered autos, typically used for liability.

2. Coverage for autos that a business leases, hires, rents, or borrows from others is referred to as coverage for:

Hired autos

Hired auto coverage applies to vehicles the named insured leases, hires, rents, or borrows (excluding those from employees).

3. The MCS-90 endorsement attached to a trucker's policy is used to demonstrate:

Federally mandated financial responsibility for motor carriers

The MCS-90 guarantees public financial responsibility for motor carriers under the federal Motor Carrier Act, even for otherwise excluded losses.

4. Under a Business Auto policy, comprehensive (other than collision) physical damage coverage would respond to:

Fire or theft of the covered auto

Comprehensive (OTC) covers physical damage from causes other than collision, such as fire, theft, vandalism, and falling objects.

All Property and Casualty Broker-Agent topics

Practice: Commercial Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.