1. The Employee Theft insuring agreement of a commercial crime policy covers loss of money, securities, or property resulting from:

Theft committed by the insured's employees

Employee theft coverage responds to loss caused by dishonest acts of the insured's own employees.

2. Forgery or Alteration coverage in a crime policy applies to loss involving:

Forgery or alteration of checks, drafts, or similar instruments drawn by the insured

This insuring agreement covers losses from forged or altered checks, drafts, promissory notes, and similar instruments.

3. Computer Fraud coverage responds to loss of money, securities, or property resulting from:

Use of a computer to fraudulently transfer property from the premises to another place

Computer fraud coverage applies when a computer is used to fraudulently cause a transfer of covered property.

4. The Inside the Premises - Theft of Money and Securities agreement covers loss by:

Theft, disappearance, or destruction of money and securities inside the premises

This agreement covers theft, disappearance, or destruction of money and securities while inside the insured's premises.