1. Exam Prep
  2. California
  3. Casualty Broker-Agent
  4. Commercial Automobile Policy

Free Commercial Automobile Policy Practice Questions

California Casualty Broker-Agent exam (series Casualty) — 22 practice questions.

Subtopics: Proof of coverage, Permissive user, Motor carrier responsibility, Negligent entrustment, Business auto coverage, Covered auto symbols, Hired autos, Non-owned autos, Motor carrier MCS-90, Lessor additional insured, Drive other car, Mobile equipment, Physical damage commercial, Symbol 2 owned autos, Symbol 7 specified autos, Symbol 8 hired autos, Garagekeepers, Who is an insured, Trailer coverage, Auto pollution exclusion, Rental reimbursement, Motor truck cargo

Read the Commercial Automobile Policy study guide

Sample questions & answers

1. Owners of registered commercial vehicles in California must:

Maintain required financial responsibility and provide proof

Owners must maintain required financial responsibility (auto liability) and provide proof of coverage.

2. A California auto liability policy generally extends coverage to a permissive user up to at least:

The statutory minimum financial responsibility limits

California requires liability coverage to extend to permissive users at least to the minimum financial responsibility limits.

3. A California motor carrier operating commercial vehicles for hire generally must maintain:

Higher financial responsibility limits set for motor carriers

Motor carriers for hire must maintain higher financial responsibility limits than private passenger minimums.

4. A California business that lets an unfit employee drive a company vehicle may face liability for:

Negligent entrustment of the vehicle

Negligent entrustment exposes the owner to liability for entrusting a vehicle to an unfit or incompetent driver.

All Casualty Broker-Agent topics

Practice: Commercial Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.