1. Exam Prep
  2. California
  3. Accident & Health Agent
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

California Accident & Health Agent exam (series Accident & Health) — 58 practice questions.

Subtopics: Medicare supplement free look, Medigap birthday rule, LTC free look, LTC outline of coverage, Medicare supplement open enrollment, Medigap pre-existing limit, LTC inflation protection, LTC nonforfeiture, Medicare eligibility, Medicare Part A, Part A premium, Medicare Part B, Medicare Part C, Medicare Part D, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medigap open enrollment, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy

Read the Senior and Special Needs study guide

Sample questions & answers

1. A California Medicare supplement policy must provide a right to return the policy for a refund of at least:

30 days

California Medicare supplement policies carry a 30-day free-look period for a full refund.

2. California's Medicare supplement birthday rule lets an enrollee:

Change to an equal or lesser Medigap plan during a 60-day period each year tied to their birthday

California's birthday rule allows enrollees to switch to an equal or lesser Medigap plan during a yearly window after their birthday.

3. A California long-term care policy must provide a right to return the policy for a refund of at least:

30 days

California requires a 30-day free look on long-term care policies for a full refund.

4. At the time of solicitation a California long-term care applicant must receive a:

Long-term care outline of coverage and shopper's guide

California requires LTC applicants to receive an outline of coverage and the long-term care shopper's guide.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.