1. Arkansas workers' compensation generally provides an injured employee with:

Medical care, disability income, and rehabilitation benefits

Workers' compensation provides medical care, disability income, rehabilitation, and death benefits.

2. Workers' compensation benefits in Arkansas are generally paid:

Regardless of who was at fault for the work injury

Workers' compensation is a no-fault system that pays benefits regardless of fault for a work-related injury.

3. Workers' compensation premiums are most commonly based on:

The employer's payroll and job classification codes

Workers' compensation premiums are based on payroll and job classification codes reflecting the hazard of the work.

4. An experience modification factor adjusts a workers' compensation premium based on the employer's:

Past loss experience compared with similar employers

The experience modification factor raises or lowers premium according to the employer's loss history versus peers.