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  2. Arkansas
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  4. Personal Automobile Policy

Free Personal Automobile Policy Practice Questions

Arkansas Property & Casualty exam — 29 practice questions.

Subtopics: Covered auto definition, Non-owned auto, Temporary substitute, Duties after accident, Underinsured motorist, Supplementary payments, Livery exclusion, Racing exclusion, Coverage territory, Combined single limit, Transportation expenses, Stacking, Named non-owner, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Uninsured motorist, Collision coverage, Other than collision, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. Under the PAP, the term your covered auto generally includes:

Vehicles shown in the declarations and certain newly acquired or replacement autos

Your covered auto includes vehicles shown in the declarations and certain newly acquired or replacement autos, among others.

2. A non-owned auto driven by the insured with permission is generally:

Covered on a basis that follows the insured under the PAP

Coverage for a non-owned auto generally follows the insured when driving it with permission, subject to policy terms.

3. A temporary substitute auto used while the insured's covered car is being repaired is generally:

Treated as a covered auto under the PAP

A temporary substitute auto is generally treated as a covered auto while the insured's car is out of use.

4. After an auto accident, the PAP requires the insured to:

Promptly notify the insurer and cooperate in the investigation

The insured must promptly notify the insurer and cooperate with the claim investigation.

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Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.