1. Exam Prep
  2. Arkansas
  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Arkansas Personal Lines exam — 50 practice questions.

Subtopics: Part A liability, Part B medical payments, Part C uninsured motorists, Collision, Comprehensive, Family member, Newly acquired auto, Deductible, Rental reimbursement, Towing, Split limits, Intentional act exclusion, Permissive use, Total loss, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A of the Personal Auto Policy provides:

Liability coverage for bodily injury and property damage the insured causes others

Part A provides liability coverage for bodily injury and property damage the insured causes to others.

2. Part B (Medical Payments) of the PAP pays:

Reasonable medical expenses for the insured and passengers regardless of fault

Part B pays reasonable medical expenses for the insured and passengers regardless of who was at fault.

3. Part C (Uninsured Motorists) of the PAP pays when:

The insured is injured by an at-fault driver who has no insurance

Part C pays for the insured's injuries caused by an at-fault driver who has no liability insurance.

4. Collision coverage under the PAP pays for damage to the insured's auto caused by:

Impact with another vehicle or object, or overturn

Collision coverage pays for damage from impact with another vehicle or object or from the vehicle overturning.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.