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  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Arkansas Accident & Health exam — 40 practice questions.

Subtopics: Master contract, Certificate of coverage, Noncontributory plan, Contributory plan, COBRA continuation, Coordination of benefits, Conversion privilege, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the master contract is held by:

The employer or other group sponsor

The master contract in group insurance is issued to and held by the employer or group sponsor.

2. Individual members of a group health plan typically receive:

A certificate of coverage describing their benefits

Each covered member receives a certificate of coverage summarizing their benefits under the group plan.

3. In a noncontributory group plan:

The employer pays the entire premium and 100 percent participation is generally required

In a noncontributory plan the employer pays the full premium, and 100 percent participation is generally required.

4. In a contributory group plan:

Employees pay part of the premium and a stated participation percentage is required

In a contributory plan employees pay part of the premium, and a minimum participation percentage is required.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.