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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Alaska Personal Lines exam — 50 practice questions.

Subtopics: Medical payments, Collision, Comprehensive, Split limits, Uninsured motorist, Underinsured motorist, Deductible, Transportation expenses, Towing and labor, Eligible vehicles, Non-owned auto, Racing exclusion, Duties after loss, Cancellation by insured, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Medical payments coverage under a personal auto policy generally pays for:

Reasonable medical expenses for the insured and passengers regardless of fault

Auto medical payments coverage pays reasonable medical expenses for the insured and passengers regardless of fault.

2. Collision coverage on a personal auto policy pays for damage to the insured's auto caused by:

Impact with another vehicle or object or upset of the auto

Collision coverage pays for damage from impact with another object or vehicle or from upset of the auto.

3. Comprehensive other than collision coverage typically pays for loss to the insured's auto from:

Causes such as theft, fire, hail, or hitting an animal

Comprehensive covers losses such as theft, fire, hail, vandalism, and hitting an animal.

4. In a 50/100/25 auto liability limit the third number represents the maximum for:

Property damage per accident

The third number in split limits is the property damage liability limit per accident.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.