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  2. Alaska
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

Alaska Personal Lines exam — 75 practice questions.

Subtopics: HO-3 special form, HO-4 tenants, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Coverage F, Named versus open perils, Loss settlement, Coinsurance, Off-premises property, Scheduled property, Auto liability exclusion, HO purpose, HO-5 comprehensive, HO-4 renters, HO-6 condo, HO-8 modified, Medical payments exclusion, Special limits jewelry, Scheduled personal property, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Ordinance or law, Water backup endorsement, Earthquake exclusion, Flood exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, HO-2 broad form, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. The HO-3 special form homeowners policy generally insures the dwelling against:

Risks of direct physical loss except those specifically excluded

The HO-3 insures the dwelling on an open perils basis covering direct physical loss except stated exclusions.

2. The HO-4 form is designed for:

Tenants who rent and need contents and liability coverage

The HO-4 renters form covers a tenant's personal property and personal liability.

3. Coverage A of a homeowners policy insures:

The dwelling structure itself

Coverage A insures the dwelling structure itself.

4. Coverage B of a homeowners policy applies to:

Other structures such as a detached garage or shed

Coverage B insures other structures such as a detached garage, shed, or fence.

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Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.