1. A point-of-service health plan is best described as:

A plan blending HMO and PPO features letting members choose in or out of network at the time of service

A POS plan blends HMO and PPO features and lets members decide in or out of network at the point of service.

2. Capitation in managed care refers to paying a provider:

A fixed amount per enrolled member per period regardless of services used

Capitation pays a provider a fixed amount per member per period regardless of services used.

3. Basic hospital expense coverage typically pays for:

Hospital room, board, and miscellaneous hospital charges up to stated limits

Basic hospital expense covers room, board, and miscellaneous hospital charges up to stated limits.

4. A comprehensive major medical plan is characterized by:

A deductible, coinsurance, and a high overall maximum covering a broad range of services

Comprehensive major medical combines a deductible, coinsurance, and a high maximum over broad services.