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Free Individual Accident and Health Provisions Practice Questions

Alaska Accident & Health exam — 60 practice questions.

Subtopics: Probationary period, Elimination period, Grace period, Reinstatement, Incontestability, Notice of claim, Proof of loss, Time of payment, Physical exam, Legal actions, Change of beneficiary, Guaranteed renewable, Entire contract, Time limit on certain defenses, Claim forms, Time of payment of claims, Physical exam and autopsy, Payment of claims, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Noncancelable, Conditionally renewable, Cancelable, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. A probationary period in an individual health policy is best described as:

A waiting period after issue before certain conditions are covered

A probationary period is a waiting period after issue before specified sicknesses are covered.

2. The elimination period in a health or disability policy functions as a:

Time deductible before benefits begin

The elimination period is a time deductible the insured must satisfy before benefits start.

3. The grace period in an individual health policy allows the insured to:

Pay an overdue premium without losing coverage

The grace period gives the insured extra time to pay an overdue premium before the policy lapses.

4. When a lapsed individual health policy is reinstated losses from sickness are generally covered:

After a stated waiting period following reinstatement

Upon reinstatement sickness is generally covered only after a short waiting period while accidents may be covered immediately.

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Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.