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  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Alaska Accident & Health exam — 40 practice questions.

Subtopics: Master policy, Certificate, Noncontributory plan, Participation, Continuation, Coordination of benefits, Conversion, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance the contract between the insurer and the employer is the:

Master policy

The master policy is the contract issued to the employer or group sponsor.

2. Each covered employee in a group health plan typically receives:

A certificate of coverage describing benefits

Covered members receive a certificate summarizing their coverage under the master policy.

3. In a noncontributory group health plan the premium is paid:

Entirely by the employer

In a noncontributory plan the employer pays the entire premium.

4. Contributory group health plans usually require a high percentage of eligible employees to participate in order to:

Reduce adverse selection

High participation requirements spread risk and reduce adverse selection.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.