Approved February 4, effective May 1. Safety Group raises Massachusetts commercial auto across a 19,929-policyholder, $109.0M book, with non-fleet trucks, tractors and trailers up 6.45% and non-fleet private-passenger types up 7.68%. The carrier is correcting deteriorating Bodily Injury experience by reworking its Risk Score Factors.

Specific segments fare worse: school and church buses take a 15% collision increase, limos and car services 10% on physical damage, and fleets over 40 vehicles get a higher fleet factor. It's the broadest-reach auto filing of the month.

Approved February 9, effective July 1. The Hanover raises its Massachusetts small-commercial package book 6.9% on average across 3,014 policyholders and $13.0M, but the class-level moves are what bite: medical facilities +21.6% liability, cultural institutions +17.1%, condominiums +17.0%, lessor's-risk +14.2%.

Adopting updated ISO loss costs and profitability-based class factors, the filing allows individual policy spikes as high as 39.8% — so a clean-loss medical or condo account can still see a number that looks nothing like the 6.9% average.

Approved March 6, effective January 2027. State Farm introduces a Massachusetts Customer Rating Index — a proprietary score built on 'publicly available reports' that can adjust premium by up to 100%, moving roughly 0.3% per index point. Policyholders don't review the data behind their own number.

The same filing adds a Cyber Suite at +16.4%, narrows D&O to exclude contract-breach liability, and excludes digital tokens (NFTs/crypto) and PFAS from property coverage. A single filing that re-prices and re-scopes at once.