Approved July 31, effective September 1. Acuity takes an average 7.3% across its Oregon commercial auto book — 1,486 policyholders, $18.1M in premium — but the headline hides the move that matters: uninsured/underinsured-motorist coverage jumps about 76%. Acuity also adopts revised ISO increased-limit factors and cuts physical-damage experience-rating credibility to 75%, so clean-loss accounts earn less credit than they did a year ago. This is the sixth annual increase in a row — read it as a trend line, not a one-off, and expect the UM/UIM component to keep leading.

Approved July 29, effective October 10. The region's largest wider-market filing by book: 9,776 Missouri Spectrum businessowners policyholders and $40.8M in premium. The average lands at 7.9% — but The Hartford's actuarial indication was 20.1%, and individual policies can rise as much as 35% as a PCICH tier adjustment reshuffles risks between pricing buckets. When a carrier takes barely a third of its indicated need, the gap doesn't disappear — it reloads for the next filing. Main Street retail, service and office accounts are squarely in scope.

Approved July 8, effective December 1. Great American's sports-and-wellness general-liability program takes 52.3% against a 131% indicated need — and simultaneously cuts the medical-expense limit from $25,000 to $10,000, so insureds pay materially more for materially less. A matching Oregon filing (also +52.3%, 122% indicated) carries the same terms. Gyms, studios, leagues and wellness centers renewing here should treat the medical-limit cut as the real headline: the rate is barely a third of what the carrier says the book needs, so the next filing is already loading. New optional buy-backs appear for pitching machines, saunas, cryotherapy and water slides.