RIVER CITY BANK

2485 NATOMAS PARK DR
SACRAMENTO, CA 95833

Business Stats

Policy History

Term Carrier Premium LCM
2022

1.500
(Current: 1.640)
2022

1.700
2022

1.221
2022

1.221
2021

1.109

Contacts

f2c
(844) 675-7203
e3641

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 19,961,494 $ 9,628,729 $ 71,614,007 $ 47,810,721 $ 68,798,712 $ 59,898,535 $ 43,062,394 $ 29,572,974 $ 5,980,109 $ 6,730,476 $ 4,330,078 $ 9,845,504
Liabilities: $ 0 $ 6 $ 6 $ 5 $ 2 $ 8 $ 7 $ 6 $ 367 $ 4,906
EE Contrib: $ 1,842,337 $ 6,950,770 $ 3,714,904 $ 9,959,946 $ 7,445,212 $ 9,124,004 $ 148,782 $ 459,406 $ 289,780 $ 329,712 $ 244,202 $ 882,255
Emp Contrib: $ 452,709 $ 44,719 $ 917,736 $ 37,643 $ 307,087 $ 36,657 $ 348,028 $ 940,998 $ 919,666 $ 114,621 $ 448,961 $ 787,515
Income/Loss: $ 2,129,292 $ 95,504 $ 3,218,385($ 1,202,982) $ 9,064,728 $ 444,932($ 808,403) $ 733,235 $ 7,219,137 $ 144,661($ 730,497) $ 255,177
Total Income: $ 5,057,677 $ 9,025,619 $ 2,138,774 $ 851,698 $ 4,779,495 $ 1,331,100 $ 5,705,343 $ 9,711,997 $ 4,624,186 $ 8,536,259 $ 2,633,644 $ 2,564,928
Paid Benefits: $ 1,586,512 $ 1,301,900 $ 2,249,550 $ 8,124,290 $ 902,046 $ 989,997 $ 1,398,307 $ 790,762 $ 681,614 $ 153,607 $ 2,036,617 $ 5,126,611
Expenses: $ 0 $ 6 $ 8 $ 9 $ 213 $ 4 $ 5 $ 6
  Commission: $ 8,250 $ 9,892 $ 3,324 $ 5,310 $ 6,214 $ 2,109 $ 87,458 $ 97,591 $ 40,259 $ 73,517 $ 646 $ 716
Net Income: $ 3,462,915 $ 3,570,019 $ 1,949,929($ 888,240) $ 1,155,600 $ 8,649,175($ 266,942) $ 134,091 $ 9,818,075 $ 927,224($ 420,368) $ 425,321
Net Assets: $ 23,424,409 $ 76,428,274 $ 20,918,555 $ 85,869,602 $ 28,928,508 $ 55,990,501 $ 28,659,478 $ 16,824,118 $ 99,315,828 $ 7,669,920 $ 9,250,323 $ 9,811,974

Participants

202120202019201820172016201520142013201220112010
Total Participants:16259745618466094811757844060559401
Active Part.:1210638656544672211571355109822293
Retired Part.:376758fe1567fe615
Deceased Part.:69f ce10440773681016

Insurance

No Insurance Coverage

Providers

QVTPZPHX KWFADCTXDPE PYZFVUAPJYENX
GDOMKQGY RVRQCPRLOGG REFYNOZBQHWCJParticipant loan processing
Recordkeeping fees
Account maintenance fees
Compensation:$8,250
Relation:RECORDKEEPER
6
Source:
Compensation:

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3F - Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

20212020201920182017201620152014201320122011
BOY Assets: $ 0 $ 47 $ 4 $ 8 $ 49 $ 0
Liabilities: $ 0 $ 7 $ 85 $ 348 $ 7 $ 26 $ 21 $ 9
EE Contrib: $ 0 $ 0 $ 45 $ 1
Emp Contrib: $ 0 $ 2 $ 9 $ 98 $ 9 $ 2 $ 22 $ 1
Income/Loss: $ 0 $ 8 $ 100 $ 8 $ 9 $ 9 $ 7 $ 2 $ 9
Total Income: $ 0 $ 68 $ 99 $ 5 $ 9 $ 65
Paid Benefits: $ 0 $ 3 $ 3 $ 0 $ 5 $ 55
Expenses: $ 0 $ 1 $ 99 $ 92 $ 0
  Commission: $ 0 $ 2 $ 6 $ 55 $ 371 $ 439 $ 0 $ 6
Net Income: $ 0 $ 21 $ 98 $ 8 $ 8 $ 530
Net Assets: $ 0 $ 930 $ 49 $ 60 $ 260 $ 9 $ 1 $ 0

Participants

20212020201920182017201620152014201320122011
Total Participants:127589136799124662911346664429494
Active Part.:126589373190297427877568699835016
Retired Part.:11519021948
Deceased Part.:e4840b24686a8ce18c66

Insurance

WXAJ MVNUIRIDP ZUNJNYH ZC WUDMF XPDXXIU
Renewal:12-31-2021
Covered:126
  1. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 11,556
Commission9.99% $ 1,155
Fees0% $ 0
Brokers
HSAR IFEBKVKGN TLMQJUE ON LIOUE DKDJHST
Renewal:12-31-2021
Covered:41
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 14,768
Commission15% $ 2,215
Fees0% $ 0
Brokers
GBYQWM RMALRKNJEH FITLUX WLNX IYU.
Renewal:12-31-2021
Covered:138
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 824,377
Commission3.01% $ 24,822
Fees0.05% $ 379
Brokers
FCKFIGC ZLLMDX HWDNLRDLN
Renewal:12-31-2021
Covered:47
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 255,237
Commission3% $ 7,658
Fees0% $ 0
Brokers
TLLN YBXDGQTUN YPHJVLG ES TQLMQ NHXCZUP
Renewal:12-31-2021
Covered:126
  1. ACCIDENTAL DEATH & DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 5,228
Commission10% $ 523
Fees0% $ 0
Brokers
ASURMO SCYZQXT NUQE
Renewal:12-31-2021
Covered:2
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 12,838
Commission8.53% $ 1,095
Fees0% $ 0
Brokers
LGDL JVPZ TENVKLKWH IWEHTKQ GW VIIDMAQ
Renewal:12-31-2021
Covered:33
  1. GROUP LONG TERM CARE

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 41,616
Commission14.96% $ 6,225
Fees0% $ 0
Brokers
AYJGYEZN XXXTTIQWH ZKTFPWP
Renewal:12-31-2021
Covered:98
  1. Dental

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 152,349
Commission10% $ 15,235
Fees0% $ 0
Brokers
PGAA EVECPCDYF YLUTZOA TA AOWCN FZHNIRN
Renewal:12-31-2021
Covered:126
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 20,911
Commission10% $ 2,091
Fees0% $ 0
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4H - Long-term disability.

    4Q - Other.