PDS CONSULTANTS INC

3801 BISHOP LANE
LOUISVILLE, KY 40218

Business Stats

Policy History

Term Carrier Premium LCM
2022

2.625
2022

0.960
2022

1.361
2022

2.698
2022

1.680
2022

-
2022

0.926
2022

-
2022

0.913
2022

1.015
2022

1.355
2022

0.730
2022

0.852
2022

1.000
2021

2.625
2021

1.017
2021

1.361
2021

1.606
2021

2.660
2021

-
2021

0.924
2021

-
2021

-
2021

1.015
2021

-
2021

0.840
2021

0.852
2021

1.000
2020

1.853
2020

1.606
2020

-
2020

-
2020

-
2020

1.314
2020

1.140
2020

-
2020

-
2020

-
2020

0.985
2020

0.852
2020

0.996
2020
10-15-2019

-
2020
10-15-2019

1.232
2020
10-15-2019

-
2020
10-15-2019

1.120
2020
12-12-2019

1.650
2020
04-06-2020

1.017
2020
04-06-2020

0.924
2020
04-06-2020

0.840
2019

1.520
2019

1.671
2019

1.358
2019

1.853
2019

-
2019

1.233
2019

1.196
2019

1.314
2019

1.314
2019

1.120
2019

1.118
2019

-
2019

-
2019

1.868
2019

1.370
2019

1.340
2019

1.359
2019

1.150
2019
08-29-2019

-
2018

-
2018

1.096
2018

1.196
2018

-
2018

-
2018

1.853
2018

-
2018

-
2018

1.400
2018

1.104
2018

1.235
2017

1.096
2017

-
2017

-
2017

-
2017

1.196
2017

-
2017

1.266
2017

1.555
2017

-
2017

-
2017

1.235
2016

1.100
2016

-
2016

1.196
2016

-
2016

1.266
2016

1.052
2016

2.255
2016

-
2016

1.345
2015

1.100
2015

-
2015

1.266
2015

-
2015

-
2015

-
2015

-
2015

1.345
2014

1.131
2014

-
2014

-
2014

-
2013

1.060
2013
12-12-2013

-
2012

1.060
2012
12-12-2012

-

Contacts

296
(597) 170-8484
3a35

622
(296) 561-4825
a815

OFORLQMF NIHCJUAF
Benefits Admin
(958) 022-4122
1d8

HFJRFVP ZMDXOCQ
Benefits Admin
(601) 285-7913
ba3

OLTLWFIW NGHYEU
Benefits Admin
(122) 715-3732
1a1

VRMGOX GCTQH
Benefits Admin
(688) 011-2962
456

CWHPZTB AAJSO
Benefits Admin
(089) 016-2102
d83

OMKBSJE VDIEN
Benefits Admin
(447) 499-2845
a 71b

92
(586) 536-4668
5354

KHVUJ MLTYMMBHDU
Benefits Admin
(083) 678-3320
d5b1b

WEBIG UNG LJAINWEBCW
Benefits Admin
(278) 677-5327
a157

UDOYE VNT EJQIGCVAYG
Benefits Admin
(492) 868-0348
b51

Xfsukto Rkuyrd
President
(249) 714-8504
1dd5

CMKAKWQ VQUGC
Benefits Admin
(337) 563-6646
5b8

04
(866) 875-0591
dab

PSWZMRFB KKVFWHETUOQG
Benefits Admin
(843) 295-9487
8e71

IEX GFAUMRK
Benefits Admin
(651) 513-7837
dee8

UUN ISAAKWT
President
(186) 992-5224
zop@nqfypiunwqzzsd.nwp

JITL MDECI
Benefits Admin
(307) 348-1310
de5

ZSUXLN UIVQLVV
Benefits Admin
(471) 024-3997
de6

Dnrvx Vxaxz
Environmental Scientist
bdc
pqcsti@smoodoiyjdhlwgir.mxz

Industry Classification

Retirement Benefits

Financials

20212020
BOY Assets: $ 8,564,755 $ 4,697,259
Liabilities: $ 0 $ 269
EE Contrib: $ 1,030,314 $ 978,795
Emp Contrib: $ 921,610 $ 625,790
Income/Loss: $ 997,161 $ 770,673
Total Income: $ 3,054,183 $ 5,924,164
Paid Benefits: $ 1,801,645 $ 797,510
Expenses: $ 0
  Commission: $ 75,468 $ 76,835
Net Income: $ 1,173,026 $ 5,633,784
Net Assets: $ 9,737,781 $ 9,834,187

Participants

20212020
Total Participants:532776
Active Part.:477948
Retired Part.:837a
Deceased Part.:b4

Insurance

AWNXNTDXIMHS RMHFSGVUS VHPW YOPAEAECW GCEDSB
Renewal:01-29-2023
Covered:
PENSION_EOY_SEP_ACCT_AMT: 0PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 1,166
Fees $ 3,513
Brokers
FJXBJQI YEOVNYYT GSAR BXFFRPMAD BQ.
Renewal:01-29-2023
Covered:441
PENSION_EOY_SEP_ACCT_AMT: 9629117PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 56,357
Fees $ 12,500
Brokers

Providers

LCFLZFWZLZWL ZLOCJXSUSM NUJDJXKRR,
BMUWYLV NZRMSWJG TJRFBAYTNIC
SYSMITSXOWMK HOEGXBUSNG CJSFUAHFF,Recordkeeping and information management (computing, tabulating, data processing, etc.)
Participant loan processing
Investment management fees paid indirectly by plan
Float revenue
Recordkeeping fees
Other insurance wrap fees
Compensation:$69,848
Relation:RECORDKEEPER
QDRVMVDXPK APTEADJIXW OTBMYUBGRecordkeeping and information management (computing, tabulating, data processing, etc.)
Valuation (appraisals, etc.)
Recordkeeping fees
Compensation:$6,233
Relation:RECORDKEEPER
SP GSFQQ HIXEVU LCCLSSAEKJ YXL.Insurance agents and brokers
Insurance services
Insurance brokerage commissions and fees
Compensation:$23,332
Relation:BROKER
DQDHIBG BBEABIGB OWGKBWNLHGRContract Administrator
Compensation:$8,660
Relation:SERVICE PROVIDER
GIIUWRCZ HUL KPAOCRVCJIRecordkeeping and information management (computing, tabulating, data processing, etc.)
Compensation:$1,015
Relation:TPA
GR NKXYS NKTPDF YONRWWNSYB JVJ.
Source: TRANSAMERICA RETIREMENT SOLUTIONS,
Insurance agents and brokers
Insurance services
Insurance brokerage commissions and fees
Compensation:COMMISSIONS

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 142,921 $ 5,773,038 $ 812,748 $ 92,854 $ 45,780 $ 762,392 $ 821,205 $ 836,923 $ 294,295 $ 700,343 $ 686,636
Liabilities: $ 0 $ 4 $ 7
EE Contrib: $ 29,252,137 $ 6,271,126 $ 81,464,426 $ 60,679,221 $ 1 $ 39,435,786 $ 28,211,796 $ 80,633,866 $ 47,048,799 $ 6,172,088 $ 905,391 $ 459,385
Emp Contrib: $ 0 $ 62,619,348 $ 45,267,921 $ 21,662,735 $ 43,589,605 $ 96,416,674 $ 64,555,327 $ 68,392,989 $ 21,692,953 $ 5,806,378 $ 9,993,232
Income/Loss: $ 0 $ 3 $ 18 $ 38 $ 2 $ 0 $ 4 $ 3 $ 88 $ 4
Total Income: $ 29,942,250 $ 50,737,043 $ 47,287,853 $ 72,918,453 $ 35,800,508 $ 34,679,234 $ 52,043,236 $ 66,208,967 $ 58,527,680 $ 98,126,889 $ 48,135,621 $ 8,965,330
Paid Benefits: $ 26,367,247 $ 12,522,439 $ 94,006,355 $ 85,261,490 $ 23,181,058 $ 27,400,206 $ 12,767,440 $ 92,023,677 $ 77,815,884 $ 31,054,724 $ 2,050,124 $ 3,175,422
Expenses: $ 0 $ 2 $ 3 $ 33
  Commission: $ 3,575,003 $ 748,731 $ 4,336,719 $ 9,026,871 $ 7,174,311 $ 4,919,326 $ 2,294,421 $ 7,808,843 $ 9,108,209 $ 2,008,952 $ 9,320,495 $ 600,201
Net Income: $ 0($ 467,559)($ 186,203) $ 354,708($ 66,159) $ 528,027($ 954,709)($ 17,735)($ 923,335) $ 33,143 $ 88,532 $ 71,918
Net Assets: $ 0 $ 394,432 $ 8,807,364 $ 334,637 $ 328,034 $ 17,867 $ 488,227 $ 156,858 $ 900,876 $ 369,053 $ 255,972

Participants

202120202019201820172016201520142013201220112010
Total Participants:22077354704258565425055659373430198062648462777618
Active Part.:19846403419777303495910685707652879374615875897952
Retired Part.:193463535788075552814d
Deceased Part.:40a8cbbad37cd f8d778a7b

Insurance

MKTLSY ZLWLUDX OZBTHNGFW CZFCUVN
Renewal:12-31-2021
Covered:1756
  1. Stop Loss

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 1,932,094
Commission10% $ 193,210
Fees0% $ 0
Brokers
LSVHFU YP TCRYX EQJF MXOFUQJUL PJZWWPQ
Renewal:12-31-2021
Covered:1966
  1. Life Insurance
  2. ACCIDENTAL DEATH & DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 292,925
Commission14.08% $ 41,240
Fees8.8% $ 25,766
Brokers
PRVKMP BO KFKKS ACEF CPHBECFRB RRKHSSF
Renewal:12-31-2021
Covered:1422
  1. Temp. Disability Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 422,919
Commission14.04% $ 59,357
Fees5.39% $ 22,790
Brokers
GJDGXD UH INQTP LKNG KHYEXLHHR LIVCEUD
Renewal:12-31-2021
Covered:1064
  1. Life Insurance
  2. SUPPLEMENTAL LIFE, DEPENDENT LIFE, SUPPLEMENTAL AD&D, DEPENDENT AD&D

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 575,852
Commission13.72% $ 78,998
Fees4.16% $ 23,931
Brokers
YLLXGS TM LZHFU LIMV RWGSRPWJN GLZCNYH
Renewal:12-31-2021
Covered:191
  1. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 65,122
Commission12.85% $ 8,368
Fees4.94% $ 3,214
Brokers
XEADGFCSA YHVV XWSHFRAPU IATKRPI
Renewal:12-31-2021
Covered:1798
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 233,755
Commission18% $ 42,076
Fees0% $ 0
Brokers
ZIWICF EX AVDLY ZXWASZSPF DXGQYHM
Renewal:12-31-2021
Covered:1
  1. BUSINESS TRAVEL ACCIDENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 3,914
Commission15% $ 587
Fees13% $ 509
Brokers
ULYSAJ JF JNJRG MIJHTJIDL EBHLIQM
Renewal:12-31-2021
Covered:1359
  1. VOL AD&D

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 95,527
Commission13.76% $ 13,147
Fees5.89% $ 5,631
Brokers
KB NXNX - MPOWMXFKDVY PNBNOG WITNNKJHZBZ
Renewal:12-31-2021
Covered:2319
  1. TELEPHONE HEALTH CONSULTATION

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 106,914
Commission10% $ 10,691
Fees0% $ 0
Brokers
YTPJWC YT AGXVA HRGY TJILCCKVE ZWJEYXD
Renewal:12-31-2021
Covered:191
  1. Temp. Disability Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 114,087
Commission13.81% $ 15,755
Fees5.21% $ 5,943
Brokers
GUWIIESK BGBJ & PJOYEYFW TTZNEBCAH YDOREKF
Renewal:12-31-2021
Covered:2024
  1. VOLUNTARY ACCIDENT, CANCER, CRITICAL CARE

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 2,102,136
Commission16.23% $ 341,176
Fees1.66% $ 34,803
Brokers

Providers

BPWH KOZZH PEEX GTPZLN VJ EPContract Administrator
Compensation:$1,063,597
Relation:CONTRACT ADMINISTRATOR
XEGM JDRTL LHWS HGZLKY AZ BTContract Administrator
Compensation:$128,405
Relation:CONTRACT ADMINISTRATOR
CJQDAUBL MU VAXJJUWCGA, QQHClaims processing
Compensation:$86,733
Relation:CLAIMS PROCESSING
GEPSK KHFUEW UR EIITSKCHAContract Administrator
Compensation:$86,590
Relation:CONTRACT ADMINISTRATOR

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4Q - Other.


OSHA

Motor Carrier