Salsgiver Inc, Salsgiver Telecom Inc, Salsgiver Communications Inc

301 5th St
Freeport, PA 16229

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is high. It is in the 85th percentile compared to peers.
  • Mod increased by more than 75% of peers.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 89% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 9% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 5.8% of the market.
Good

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2023

2.805
2022

2.805
2021
03-02-2021

3.187
2020
03-02-2020

3.187
2019

3.187
2018
03-02-2018

3.187
2017

2.789
2016

2.702
2015
09-21-2015

2.549
2014

-
2013
09-21-2013

-
2012

-
2011
09-21-2011

-
2010

-
2009
09-21-2009

-

Contacts

78
(929) 131-3372
56b 4

d7a
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nqmbp@eybdeeehw.ept

Industry Classification


OSHA

Motor Carrier