ALLIED PERSONNEL SERVICES, INC

752 UNION BLVD
ALLENTOWN, PA 18109

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is high. It is in the 76th percentile compared to peers.
  • There was a recent mod increase.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 79% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 12% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 6.9% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier Premium LCM
2024

1.543
2023

2.080
2023

2.011
2023

1.707
2023

1.651
2023

1.448
2023

1.496
2023

1.403
2023

1.540
2023

1.546
2023

2.005
2023

-
2023

1.542
2023

1.859
2023

1.648
2023

1.564
2023

1.384
2023

1.911
2023

2.592
2023

1.543
2023

1.482
2023

1.727
2022

2.003
2022

1.707
2022

1.490
2022

1.540
2022

1.473
2022

2.005
2022

-
2022

-
2022

1.859
2022

1.564
2022

1.400
2022

2.592
2022

2.592
2022

1.456
2021

1.870
2021

1.707
2021

1.443
2021

1.448
2021

1.540
2021

1.473
2021

2.005
2021

-
2021

-
2021

1.707
2021

1.648
2021

1.564
2021

1.400
2021

-
2021

-
2021

2.005
2021

2.005
2021

1.543
2021

1.456
2020

-
2020

1.645
2020

1.970
2020

1.448
2020

-
2020

1.473
2020

2.005
2020

-
2020

1.707
2020

1.648
2020

1.400
2020

-
2020

-
2020

2.005
2020

2.005
2020

-
2020

1.482
2020

1.456
2019

-
2019

1.964
2019

-
2019

-
2019

1.473
2019

2.005
2019

1.420
2019

1.564
2019

-
2019

-
2019

2.005
2019

2.005
2019

1.583
2019

1.456
2019

1.475
2018

-
2018

1.964
2018

-
2018

2.005
2018

-
2018

1.564
2018

-
2018

-
2018

2.005
2018

2.005
2018

1.583
2017

-
2017

-
2017

1.855
2017

1.564
2017

-
2017

-
2017

1.400
2017

1.855
2017

1.855
2017

1.922
2017

-
2016

-
2016

1.855
2016

1.564
2016

-
2016

-
2016

1.855
2016

1.855
2016
03-13-2015

2.702
2015

-
2015

1.855
2015

-
2015

-
2015

1.400
2015

1.855
2015

1.855
2015
01-01-2014

-
2015
01-01-2015

2.549
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014
01-01-2014

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013
06-30-2013

-
2013
09-07-2013

-
2012

-
2012

-
2012

-
2012

-
2012
01-01-2012

-
2011

-
2011

-
2011

-
2011

-
2011
06-30-2010

-
2010

-
2010

-
2010

-
2010
06-30-2010

-
2009

-
2009

-
2009

-
2009
09-03-2009

-

Contacts

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Domain Registrant
(249) 442-4675
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(297) 918-9444
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Principal
(834) 160-3399
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Benefits Admin
(444) 294-2525
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Director of Business Development
(364) 631-3140
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Benefits Admin
(138) 244-6749
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Chief Operations Officer
(372) 906-4472
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(231) 339-3096
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(483) 846-0296
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Benefits Admin
(472) 620-5580
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Benefits Admin
(311) 033-4033
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Benefits Admin
(869) 546-9064
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Benefits Admin
(175) 825-9138
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Chief Operating Officer
(139) 686-2294
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Corporate Manager of Human Resources
(708) 773-5390
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Owner
(846) 403-2283
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(323) 290-3204
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Benefits Admin
(437) 066-8014
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Benefits Admin
(535) 242-0076
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Senior Professional Recruiter
(211) 093-9272
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(636) 049-5851
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Inspector
(889) 803-2372
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Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 2,282,986 $ 9,719,930 $ 9,791,544 $ 5,735,684 $ 929,027 $ 327,300 $ 686,360 $ 378,813 $ 249,939 $ 498,051 $ 519,388 $ 48,502
Liabilities: $ 0 $ 70 $ 60,000,000 $ 7 $ 7 $ 73 $ 5 $ 71
EE Contrib: $ 75,451 $ 85,344 $ 1,345 $ 63,877 $ 56,012 $ 86,600 $ 90,354 $ 70,975 $ 7,782 $ 75,428 $ 69,773 $ 37,987
Emp Contrib: $ 19,301 $ 60,375 $ 69,698 $ 58,780 $ 29,273 $ 65,514 $ 1,380 $ 6,503 $ 1,093 $ 97,123 $ 8,926 $ 8,021
Income/Loss: $ 279,781 $ 558,444 $ 419,707($ 757,462) $ 579,521 $ 59,292($ 6,706) $ 82,881 $ 202,026 $ 70,415($ 80,645) $ 65,417
Total Income: $ 374,533 $ 389,757 $ 433,155 $ 64,914 $ 639,298 $ 351,890 $ 46,498 $ 753,855 $ 651,375 $ 721,657 $ 3,495 $ 614,616
Paid Benefits: $ 86,614 $ 3,987 $ 107 $ 76,068 $ 5,969 $ 2,447 $ 0 $ 70 $ 80,662 $ 90,264 $ 8,065 $ 3,846
Expenses: $ 0 $ 45 $ 8 $ 4 $ 44 $ 7 $ 49 $ 9 $ 8
  Commission: $ 24,057 $ 70,215 $ 9,877 $ 1,995 $ 9,602 $ 2,420 $ 4,552 $ 7,825 $ 5,165 $ 1,772 $ 6,313 $ 5,606
Net Income: $ 263,862 $ 513,713 $ 530,264 $ 499 $ 397,588 $ 293,385 $ 64,149 $ 415,546 $ 674,864 $ 86,074($ 32) $ 574,741
Net Assets: $ 2,546,848 $ 7,545,959 $ 8,295,095 $ 7,781,358 $ 2,267,382 $ 655,296 $ 472,205 $ 83,457 $ 638,285 $ 659,563 $ 474,620 $ 206,111

Participants

202120202019201820172016201520142013201220112010
Total Participants:161203191941613854087202288088875562
Active Part.:153723806114927750293297276738303635
Retired Part.:14ae 1066af3436 dbba3
Deceased Part.:9c5665adec547fd 764177

Insurance

WKTS MYRBSZD ENLA VEQYJYJXS BDOOPHZ
Renewal:12-31-2021
Covered:22
PENSION_EOY_SEP_ACCT_AMT: 2546848PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 0
Fees $ 1,240
Brokers

Providers

OWBT CCFUDMY UBOE TNAOJXCVX LQBEKEC

PO BOX 600
BUFFALO, NY 14201
XYN COUOEMZPEV IQBBGLJO XZZ.
135 EAST BROAD STREET
BETHLEHEM, PA 18018
Investment advisory (participants)
Compensation:$5,679
Relation:RIA
AYQZMLYEKB UYRVKNLFH KUKFXEXO
135 EAST BROAD STREET
BETHLEHEM, PA 18018
Investment advisory (participants)
Compensation:$4,308
Relation:RIA
ODFR YQTIDQX NNDJ EVUHOVOYK FKDVFCA
P.O BOX 600
BUFFALO, NY 14201
Recordkeeping and information management (computing, tabulating, data processing, etc.)
Investment management
Shareholder servicing fees
Sub-transfer agency fees
Float revenue
Distribution (12b-1) fees
Other insurance wrap fees
'Soft dollar' commissions
Compensation:$0
Relation:RECORDKEEPER

Features

    2A - Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Participants

2022
Total Participants:214
Active Part.:214
Retired Part.:
Deceased Part.:

Insurance

FXEAVZJRSDMCBEHM RLBWTEIJA DBHDCVX
Renewal:01-31-2022
Covered:560
  1. Dental
  2. Vision
  3. PPO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 2,547,981
Commission0.3% $ 7,600
Fees4.63% $ 118,024
Brokers
MPKZHGOVUW
Renewal:01-31-2022
Covered:253
  1. Life Insurance
  2. Indemnity Contract
  3. DISABILITY

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 71,744
Commission15.31% $ 10,987
Fees0% $ 0
Brokers
DDAHHGSB
Renewal:01-31-2022
Covered:331
  1. Dental
  2. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 62,785
Commission17.71% $ 11,120
Fees0% $ 0
Brokers
KNLCZJTVEDJFFJYF VXVIEXYHH MHCNGMM
Renewal:01-31-2022
Covered:116
  1. Life Insurance
  2. Temp. Disability Insurance
  3. Long Term Disab. Ins
  4. DEPENDENT LIFE, CRITICAL ILLNESS, ACCIDENT PROTECTION AND SUPPLEMENTAL LIFE

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 70,690
Commission21.82% $ 15,422
Fees0% $ 0
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).

    4Q - Other.