Bethlehem Business Forms LLC

PO Box 4250
Bethlehem, PA 18018

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is high. It is in the 88th percentile compared to peers.
  • Mod decreased by more than 75% of peers.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 74% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 13% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 6% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

2.026
(Current: 2.172)
2021

2.026
2020

1.135
2019

1.036
2018

1.036
2017

1.036
2016

1.387
2015

1.387
2015
12-11-2014

1.400
2014

-
2013

-
2012

-
2011

-
2010

-
2009

-

Contacts

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Owner
(313) 624-4346
1036

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(307) 142-9838
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lha0mbs@lmbacye.nnd

Industry Classification