THE TORO CO

8111 LYNDALE AVE S
BLOOMINGTON, MN 55420

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 43rd percentile.
  • Mod increased by more than 75% of peers.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 0th percentile compared to peers.
  • LCM Decreased by more than 75% of peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 20% of peers have changed carriers since last year.
  • Of those who changed carriers, 4.5% decreased their LCM vs those who stayed with their current provider who saw a 1.3% decrease, a difference of roughly 3x.
  • Current Carrier's market share is in the 1st percentile at 0.1% of the market.
Needs Attention

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier Premium LCM
2023

1.196
2023

1.014
2023

1.460
2023

1.489
2023

1.049
2023

1.155
2023

0.982
2023

1.078
2023

-
2023

-
2023

1.114
2023

1.301
2023

1.038
2023

1.020
2023

1.100
2023

1.050
2023

1.338
2023

1.814
2023

1.080
2023

1.037
2023

1.257
2022

1.196
2022

1.408
2022

1.014
2022

1.402
2022

1.040
2022

1.155
2022

1.078
2022

-
2022

-
2022

-
2022

1.301
2022

-
2022

1.154
2022

1.020
2022

1.095
2022

1.017
2022

1.338
2022

1.814
2022

1.080
2022

1.037
2022

1.209
2021

1.379
2021

1.310
2021

1.014
2021

1.010
2021

1.196
2021

1.155
2021

1.078
2021

-
2021

1.031
2021

1.031
2021

-
2021

-
2021

1.195
2021

-
2021

0.970
2021

1.095
2021

1.017
2021

1.435
2021

0.980
2021

-
2021

1.218
2021

1.611
2021

1.080
2021

1.080
2021

1.037
2021

1.037
2021

1.019
2021

1.019
2021
04-01-2020

1.014
2021
04-01-2020

1.379
2021
04-01-2020

1.310
2021
04-01-2020

1.010
2021
04-01-2020

-
2021
04-01-2020

1.195
2021
04-01-2020

0.970
2020

1.152
2020

1.379
2020

1.014
2020

-
2020

1.120
2020

1.360
2020

-
2020

1.031
2020

-
2020

-
2020

1.195
2020

1.648
2020

1.154
2020

1.095
2020

1.435
2020

1.017
2020

-
2020

1.218
2020

1.404
2020

-
2020

1.037
2020

1.019
2020

-
2020
04-01-2020

0.990
2019

1.110
2019

-
2019

1.379
2019

-
2019

1.120
2019

1.100
2019

-
2019

1.243
2019

-
2019

1.031
2019

-
2019

1.271
2019

-
2019

0.990
2019

1.095
2019

1.453
2019

-
2019

-
2019

1.404
2019

1.037
2019

-
2018

-
2018

1.375
2018

-
2018

-
2018

1.243
2018

-
2018

1.031
2018

-
2018

1.271
2018

-
2018

-
2018

1.095
2018

-
2018

-
2018

1.404
2018

1.110
2017

-
2017

1.375
2017

-
2017

-
2017

1.243
2017

-
2017

-
2017

1.031
2017

-
2017

1.271
2017

1.095
2017

-
2017

1.299
2017

1.345
2016

-
2016

-
2016

-
2016

-
2016

-
2016

1.031
2016

-
2016

-
2016

1.095
2016

-
2016

1.299
2016

1.003
2016

1.345
2015

-
2015

-
2015

-
2015

-
2015

-
2015

-
2015

-
2015

-
2015

1.095
2015

-
2015

1.299
2015

-
2015

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

1.095
2014

-
2014

-
2013

-
2013

-
2013

-
2013

-
2013

1.095
2013

-
2013

-
2012

-
2012

1.514
2012

-
2012

-
2012

-
2011

-
2011

-
2011

-
2010
04-01-2010

-
2010
04-01-2010

-
2009

-
2009
04-01-2009

-

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Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $1,423,513,089 $ 986,982,812 $ 662,636,323 $8,828,578,086 $6,130,431,177 $ 362,606,469 $ 469,906,702 $ 173,049,228 $ 451,947,249 $ 699,275,395 $ 449,485,628 $ 33,292,238
Liabilities: $ 0 $ 0 $ 17,970 $ 91 $ 0 $ 270 $ 9 $ 3 $ 79 $ 0
EE Contrib: $ 44,956,992 $ 86,426,357 $ 15,853,189 $ 39,472,739 $ 21,406,161 $ 45,654,362 $ 60,531,503 $ 53,802,036 $ 96,992,163 $ 30,313,123 $ 33,216,447 $ 18,127,612
Emp Contrib: $ 32,503,675 $ 8,777,339 $ 69,666,013 $ 39,995,137 $ 10,987,126 $ 79,870,727 $ 88,930,796 $ 6,902,578 $ 81,695,916 $ 13,252,255 $ 95,430,488 $ 70,423,002
Income/Loss: $ 115,476,674 $ 587,274,415 $ 34,127,653($ 19,905,407) $ 582,210,806 $ 85,290,119 $ 21,557,139 $ 92,290,323 $ 713,593,393 $ 973,750,447($ 5,348,629) $ 526,514,427
Total Income: $ 253,895,329 $ 179,865,351 $ 446,668,017($ 16,555,360) $ 960,441,504 $ 309,198,342 $ 24,644,988 $ 26,349,793 $ 54,469,177 $ 581,580,283 $ 94,816,420 $ 800,174,070
Paid Benefits: $ 163,793,230 $ 866,981,704 $ 897,919,435 $ 634,288,903 $ 14,912,732 $ 380,065,788 $ 29,787,587 $ 98,650,209 $ 76,347,352 $ 88,856,958 $ 55,209,134 $ 29,860,812
Expenses: $ 0 $ 5 $ 4 $ 7 $ 7 $ 7 $ 429 $ 6 $ 0 $ 3
  Commission: $ 502,961 $ 713,693 $ 128,761 $ 377,925 $ 981,220 $ 423,800 $ 405,387 $ 30,196 $ 84,756($ 32,247) $ 14,412 $ 61,872
Net Income: $ 89,599,138 $ 884,731,461 $ 764,525,539($ 938,028,010) $ 723,789,832 $ 148,830,264 $ 421,174($ 6,222,092) $ 294,419,040 $ 39,393,022($ 96,374,292) $ 157,109,210
Net Assets: $1,513,112,227 $1,982,444,429 $1,060,752,649 $ 947,912,125 $7,895,224,178 $1,852,617,442 $ 771,588,361 $ 44,683,204 $ 723,270,215 $ 636,118,406 $ 859,642,654 $ 280,510,830

Participants

202120202019201820172016201520142013201220112010
Total Participants:921797539637182766950772668350614374895826594223
Active Part.:695498406018234405317380780999190405070598377568
Retired Part.:1115690347575778628875263852
Deceased Part.:382891815209388494220940

Insurance

No Insurance Coverage

Providers

BCCCXOFF SNJPLKCFJHQ LVREZUIFXDJUB
PAIDWORG PRZSBVPOKZD LFFMVFPUGDIFUSub-transfer agency fees
Recordkeeping fees
Account maintenance fees
Securities brokerage commissions and fees
Compensation:$485,792
Relation:RECORDKEEPER
YMKKMBSX FXKIILPZDFX SCJUGBMVDFOUF
Source: GS SM CAP VALUE INST - GOLDMAN SAC
Sub-transfer agency fees
Compensation:0.12%
JADUJPDI SZHIFDJCHRI BVSVXUQJLOPBI
Source: TRP INTL DISCOVERY - T. ROWE PRICE
Sub-transfer agency fees
Compensation:0.15%
EBAQDIZD YOJGUUEHPQP YFEOBHLLYPADT
Source: INVESCO GLOBAL REAL ESTATE INC FD
Sub-transfer agency fees
Compensation:0.40%
SDNKSTBQ SWWUOEDOFIV EBBUIVCTUQUAH
Source: AMERICAN BEACON ARK TRANS INNOVTN
Sub-transfer agency fees
Compensation:0.40%
GUOFXHPG OVSXGCZJTYS KFGNLDLURCUPK
Source: AMERICAN CENTURY MID CAP VALUE CLA
Sub-transfer agency fees
Compensation:0.07%
MQWPASHZ KJDNNWZEWBC MGGRIDNKFPVBP
Source: AMERICAN CENTURY EMERGING MRKTS CL
Sub-transfer agency fees
Compensation:0.15%
SKILHNJU CJOASGPMHQW NVRMDHXHNEPYI
Source: ARTISAN INTL SMALL MID FUND ADVISO
Sub-transfer agency fees
Compensation:0.15%
NBRDSZQV XVJKEIJFCVW FVDKTFVNEMVQN
Source: ARTISAN FOCUSED FUNDADVISOR CL
Sub-transfer agency fees
Compensation:0.15%
CQBDYDJK IYBDZYFYOIA STVPEMCQKFJCW
Source: BERKSHIRE FOCUS FUND
Sub-transfer agency fees
Compensation:0.40%
HISOOUNY AILFAAJGRMI FJMSXVNABSPOU
Source: BLACKROCK ADVANTAGE SM CAP GROWTH
Sub-transfer agency fees
Compensation:0.08%
URBNSUIG WBSPJLEWPIF HULZZGODPHVIF
Source: CALVERT GLOBAL ENERGY SOLUTIONS A
Sub-transfer agency fees
Compensation:0.40%
XEMDSKGN HGPBEFDRXNA GZGNHYANNLYOF
Source: CARILLON REAMS CORE BOND FUND CL I
Sub-transfer agency fees
Compensation:0.40%
YLMWQGHR TNEYIHOJVEE SNJVPODEPVQVF
Source: COLUMBIA EMERGING MARKETS FUND ADV
Sub-transfer agency fees
Compensation:0.10%
VJSGRWTC IFSQVWXCXTI NJGARZHSOZTOH
Source: COLUMBIA DIVIDEND INCOME FUND ADV
Sub-transfer agency fees
Compensation:0.10%
SWTNGVCU NTUVDCVSNBF LDODTSKNECERV
Source: COMMERCE VALUE INSTITUTIONAL
Sub-transfer agency fees
Compensation:0.35%
LPNUKCQR SNECGCLQIDS BNIHXGWZARQTJ
Source: DFA US MICRO CAP PRTF INSTL
Sub-transfer agency fees
Compensation:0.02%
FRJWPCEG QRDCDFQERAS OQTRRBYBGCPDM
Source: DFA INTERNATIONAL SMALL COMPANY PO
Sub-transfer agency fees
Compensation:0.02%
FZWNIANC MHHTJYSJSCG NKJGNBSKBDNYF
Source: DFA US SMALL CAP VALUE PRTF INSTL
Sub-transfer agency fees
Compensation:0.02%
RLVYYNLE AWXAPTGMPHI PMQEWUKGVAJFM
Source: DWS GLOBAL INFRASTRUCTURE FD A
Sub-transfer agency fees
Compensation:0.40%
GEMUDNNX GLPIGAJZCUB HVBMGBETPLOUD
Source: DWS RREEF REAL ESTATE SECRUITIES A
Sub-transfer agency fees
Compensation:0.40%
PCMJJRLN ZTSCMPUTPXW KWWPJKJCXOMDT
Source: EATON VANCE ATLANTA CAP FOCUSED GR
Sub-transfer agency fees
Compensation:0.40%
RRXWHNRP LBDPMAGGVMC NQVTPAGAHJQBP
Source: EATON VANCE EMRG MRKTS LOCAL INCOM
Sub-transfer agency fees
Compensation:$16.00
OUONIXBT ZYJBXSXUIKE XUWCFILTIFGHI
Source: FEDERATED HERMES PRUDENT BEAR CL A
Sub-transfer agency fees
Compensation:0.40%
WIYKSOFM VEPDJRYAXDV BLMOTJOLZQJOH
Source: FEDERATED HERMES MDT SMALL CAP COR
Sub-transfer agency fees
Compensation:0.40%
MCWCMNDQ QAUOGHRCZQT FVJSLBZHBMBCF
Source: FIRST EAGLE GLOBAL CLASS I
Sub-transfer agency fees
Compensation:0.15%
WCRUABXC GXSLKRCYFSG VOAQQLOEAKRZT
Source: FRANKLIN SMALL CAP VALUE ADVISOR C
Sub-transfer agency fees
Compensation:$16.00
BZSQZYBD KJUIXCBYCXD TSOGTJLSXJTMN
Source: FROST TOTAL RETURN BOND FD INSTL
Sub-transfer agency fees
Compensation:0.15%
SMZYGEKK MOUENHLNRDH QMNSCTAFBTCFQ
Source: GABELLI GOLD FUND CL A
Sub-transfer agency fees
Compensation:0.10%
USELXZJW BDGFBTVBCHE AUUITHGQYIOZI
Source: GOLDMAN SACHS CHINA EQUITY CLASS A
Sub-transfer agency fees
Compensation:0.40%
GUAYNLGQ ZYUSDQQRZTD BNDMPBZVPZQVY
Source: GOLDMAN SACHS GQG PARTNERS INTL OP
Sub-transfer agency fees
Compensation:0.17%
ICVYBNXH RTEVOWZEWBW QSSBZWHFPPUMB
Source: GUGGENHEIM TOTAL RETURN BOND FD IN
Sub-transfer agency fees
Compensation:0.15%
WAUQUYHE RAWUNKXVYRH OJUUNDLFLEVVN
Source: HARDING LOEVNER INTL EQUITY PORT I
Sub-transfer agency fees
Compensation:0.15%
QVVKNMTF JPFGCRVKEEX OTUVXSUJUDWLC
Source: OAKMARK FUND INVESTOR CLASS
Sub-transfer agency fees
Compensation:0.35%
WKCAOLOB LRFLHVMKYNL ISMNKMNMTEIHC
Source: HARTFORD SCHRODERS INTL STOCK CL I
Sub-transfer agency fees
Compensation:0.15%
SSBEVSHX GLLLMNKLMKL AHGIJSATQFCWM
Source: DELAWARE IVY INTL CORE EQUITY FD C
Sub-transfer agency fees
Compensation:0.40%
IPZWWVGQ TUJNRTMVESY HGLJNIUWXROBO
Source: DELAWARE IVY MID CAP INC OPPORTUNI
Sub-transfer agency fees
Compensation:0.10%
ZJANQKFB OKJNFXSECOQ FFOSRTTGDXSYR
Source: JOHCM EMERGING MRKTS SM MID CAP EQ
Sub-transfer agency fees
Compensation:0.10%
AJFIRWUV YVUUOTXRFEV RFXHFIRLGJQNI
Source: JANUS HENDERSON FLEXIBLE BOND T
Sub-transfer agency fees
Compensation:0.35%
VVHUIGKJ KEHJSXOYBEE PUAHUTKLXEQQZ
Source: JANUS HENDERSON ENTERPRISE I
Sub-transfer agency fees
Compensation:$14.00
FHYDTIER WILNCWMQHSU CXCZOPXXICYTQ
Source: JANUS HENDERSON DEVELOPED WORLD BD
Sub-transfer agency fees
Compensation:$14.00
MXSIBJTG TDACAKMYDGS KXLIYVQRCJLWU
Source: LORD ABBETT DEVELOP GROWTH CLASS A
Sub-transfer agency fees
Compensation:0.45%
KMKFISXW OOJPKXXXZYA HFRXDARRCHNZV
Source: MFS MID CAP VALUE FUND CL I
Sub-transfer agency fees
Compensation:0.15%
NHCEAHWD UMJRCFINXGC XWYYJUFZLIZJS
Source: MAINSTAY CBRE GLOBAL INFRASTRUCTUR
Sub-transfer agency fees
Compensation:0.10%
HVMUWTPF UTZVQSAZYJO KRLXFKSULZWTM
Source: NUANCE MID CAP VALUE FUND INSTL
Sub-transfer agency fees
Compensation:0.10%
QBDXXCIY XMSEJYBHAIO GVOQYTHTFJGFI
Source: MORGAN STANLEY INSIGHT A
Sub-transfer agency fees
Compensation:0.40%
LLMYZFIQ ONYGUBKALYG QGVFMEUMTDUQI
Source: EVENTIDE GILEAD FUND CLASS N
Sub-transfer agency fees
Compensation:0.40%
MCRQTYGE MRHPYKATLMR RXJLJINEKQDTC
Source: ALPHASIMPLEX GLOBAL ALTERNATIVES F
Sub-transfer agency fees
Compensation:0.40%
HJMKYWTK ASMVLGWSKPO HHKEMMZTLGCIA
Source: OBERWEIS INTL OPPORTUNITIES FUND
Sub-transfer agency fees
Compensation:0.40%
JBLLZTWC AHPRNEFLNDB BJMIMJTUMTKOW
Source: OBERWEIS INTERNTL OPPORTUNITIES IN
Sub-transfer agency fees
Compensation:0.08%
UGXBHGBP TKBOMWJHXKW QRTDYZUABKHHO
Source: T ROWE PRICE HEALTH SCIENCES
Sub-transfer agency fees
Compensation:0.15%
MRKACORN SYROTKCASRD HEGQPNEMTATWJ
Source: ULTRA SHORT NASDAQ 100 PROFUND INV
Sub-transfer agency fees
Compensation:0.40%
KFPCMNNK NPNNEYRJKFG LVCRDELSYEWGC
Source: PGIM GLOBAL TOTAL RETURN CL Z
Sub-transfer agency fees
Compensation:0.10%
RMJUVIBQ KOKQJOKGXIL MXFNGSEUWIJWT
Source: PGIM HIGH YIELD CL A
Sub-transfer agency fees
Compensation:0.40%
GCVQUYHW USRLMBYEDIX KYPYCPIRBLHES
Source: PGIM SHORT TERM CORP BOND CL Z
Sub-transfer agency fees
Compensation:0.10%
CKDOPTBP PFEDGHMTCFM INKKAKBJOFSUK
Source: PUTNAM INCOME FUND CL Y
Sub-transfer agency fees
Compensation:0.10%
JEYIBVTO MVVAODGGXDB GLDPYENBNABTM
Source: AVE MARIA RISING DIVIDEND FUND
Sub-transfer agency fees
Compensation:0.40%
XEVBJBZL VBMNHWKRVJU UKQRJXWRGKQWI
Source: TEMPLETON GLOBAL TOTAL RETURN CL A
Sub-transfer agency fees
Compensation:$16.00
BTRHAVWB CWBXWYWYOXP IXJJBXGOGNHPJ
Source: TRANSAMERICA INTL EQUITY CL I
Sub-transfer agency fees
Compensation:0.15%
RMCGJMNJ JKVBUEGQQEM QYUHGZIKEHHXP
Source: UNDISCOVERED MGRS BEHAVIOR VALUE C
Sub-transfer agency fees
Compensation:0.08%
TNIGXGDU CCCPEWIRZTZ UPTZCRFMJFBXW
Source: VAN ECK EMERGING MARKETS FUND CL Y
Sub-transfer agency fees
Compensation:0.10%
YHCGVJZG FXDVXERDFNG NHHSYUPYENQGG
Source: VIRTUS KAR SMALL CAP GROWTH FUND C
Sub-transfer agency fees
Compensation:0.10%
JUOXSHHO PYJJDDQHIGI VTTGOIQUZRPUB
Source: VIRTUS KAR MID CAP GROWTH FUND CL
Sub-transfer agency fees
Compensation:0.10%
FZRDVDGJ OYOPHCIWJNY RPONGQPFHVVVC
Source: VIRTUS VONTOBEL EMERG MKTS OPPS A
Sub-transfer agency fees
Compensation:0.40%
QOUOXDOU YFKMNVMFSLR WWTDRWHXWEFWA
Source: WASATCH ULTRA GROWTH
Sub-transfer agency fees
Compensation:0.40%
YYFZATXK HTOUCSLSIIU EXDNELPHIJUNU
Source: WASATCH ULTRA GROWTH FUND INSTL CL
Sub-transfer agency fees
Compensation:0.10%

Features

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2O - ESOP other than a leveraged ESOP - A completed Schedule E must be attached to a Form 5500 filed for an Employee Stock Ownership Plan (ESOP).

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3H - Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

    3I - Plan requiring that all or part of employer contributions be invested and held, at least for a limited period, in employer securities.

    2R - Participant-directed brokerage accounts provided as an investment option under the plan.

    3F - Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2H - Partial participant-directed account plan - Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 6 $ 6 $ 69 $ 7 $ 6
Liabilities: $ 0 $ 3 $ 31 $ 6 $ 0 $ 69 $ 4 $ 27 $ 62
EE Contrib: $ 0 $ 0 $ 36 $ 1
Emp Contrib: $ 0 $ 9 $ 2 $ 4 $ 31 $ 293
Income/Loss: $ 0 $ 1 $ 6 $ 7 $ 78 $ 1 $ 9 $ 67
Total Income: $ 0 $ 1 $ 4 $ 12 $ 2 $ 1
Paid Benefits: $ 0 $ 74 $ 7 $ 317 $ 517 $ 99 $ 3 $ 103 $ 7
Expenses: $ 0 $ 4 $ 72 $ 53 $ 3 $ 7 $ 9
  Commission: $ 0 $ 1 $ 3 $ 97 $ 96 $ 69 $ 87 $ 6 $ 134 $ 6
Net Income: $ 0 $ 23 $ 2 $ 64 $ 83 $ 50 $ 96 $ 83 $ 35 $ 52 $ 8
Net Assets: $ 0 $ 896 $ 66 $ 46 $ 1 $ 57 $ 28

Participants

202120202019201820172016201520142013201220112010
Total Participants:638137868244194933348674646337862929261544579791
Active Part.:628537959416562234232121809611458246365071002673
Retired Part.:9633718930013360144023345
Deceased Part.:334bb8 8fb28bbfe9f2

Insurance

AURLRO ZDIFSAJNUI IVEXVU SGWJ BDI.
Renewal:12-31-2021
Covered:343
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 1,512,470
Commission0% $ 0
Fees0% $ 0
LWAHHLPL KMLB ASE LUUXNJVN
Renewal:12-31-2021
Covered:8702
  1. Life Insurance
  2. Long Term Disab. Ins
  3. ACCIDENTAL DEATH AND DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 2,964,526
Commission0% $ 0
Fees1.59% $ 47,058
Brokers
ZXXXNFWS BOIX BUL NLUZYBXX
Renewal:12-31-2021
Covered:6890
  1. ACCIDENTAL DEATH AND DISMEMBERMENT BTA

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 215,062
Commission0% $ 0
Fees0% $ 0
GJNUNB SEXFCNDIRC ETQEXJ XPGH HJI.
Renewal:12-31-2021
Covered:27
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 171,545
Commission0% $ 0
Fees0% $ 0
NUO JUJZVPDM ALVGPNBHK DLRPVSB
Renewal:01-31-2021
Covered:6285
  1. BUSINESS TRAVEL ACCIDENT/AD&D

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 24,209
Commission20% $ 4,842
Fees0% $ 0
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4Q - Other.


OSHA

Motor Carrier