PAGE 1 PUBLICATIONS INC

PO BOX 285
EAST GRAND FORKS, MN 56721

Talking Points

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is in-line with peers, in the 35th percentile.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 5% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 11.5% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2023

1.780
2022

1.780
2021

1.840
2020

1.880
2019

1.880
2018

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Contacts

Ujbiv Vhoahdi
Publisher
(906) 067-1016
cd141

Cujoam Vzoeocc
President
(305) 203-5330
118

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(584) 025-9542
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Industry Classification