ADAMS KEEGAN INC

1420 VOLENTE LN
LEANDER, TX 78641

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • An osha violation that is followed by a premium increase may indicate a WC claim has occurred.
Needs Attention

Premium

Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium. Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.

  • Premium is in-line with peers, in the 57th percentile.
Average

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 14th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 24% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 20.7% of the market.
Average

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2023
PEO
1.100
2023
PEO
1.080
2022
PEO
1.040
2022
PEO
1.402
2022
PEO
1.196
2022
PEO
1.155
2022
PEO
1.014
2022
PEO
1.408
2022
PEO
1.408
2022
PEO
1.408
2022
PEO
1.489
2022
PEO
1.408
2022
PEO
1.155
2022
PEO
1.489
2022
PEO
1.408
2022
PEO
1.489
2022
PEO
1.408
2022
PEO
1.408
2022
PEO
1.155
2022
PEO
1.408
2022
PEO
1.408
2022
PEO
1.489
2022
PEO
1.408
2022
PEO
1.209
2022
PEO
1.078
2022
PEO
-
2022
PEO
-
2022
PEO
-
2022
PEO
-
2022
PEO
-
2022
PEO
1.031
2022
PEO
-
2022
PEO
-
2022
PEO
1.301
2022
PEO
-
2022
PEO
1.020
2022
PEO
1.095
2022
PEO
1.017
2022
PEO
0.980
2022
PEO
1.338
2022
PEO
1.814
2022
PEO
1.080
2022
PEO
1.037
2022
PEO
-
2022
PEO
-
2022
06-06-2022
PEO
1.489
2021
PEO
1.010
2021
PEO
1.310
2021
PEO
1.196
2021
PEO
1.155
2021
PEO
1.379
2021
PEO
1.379
2021
PEO
1.379
2021
PEO
1.379
2021
PEO
1.408
2021
PEO
1.155
2021
PEO
1.014
2021
PEO
1.379
2021
PEO
1.611
2021
PEO
1.019
2021
PEO
1.078
2021
PEO
-
2021
PEO
-
2021
PEO
-
2021
PEO
-
2021
PEO
1.031
2021
PEO
-
2021
PEO
-
2021
PEO
1.195
2021
PEO
0.970
2021
PEO
1.095
2021
PEO
1.017
2021
PEO
0.980
2021
PEO
1.043
2021
PEO
1.218
2021
PEO
1.611
2021
PEO
1.611
2021
PEO
1.611
2021
PEO
1.080
2021
PEO
1.037
2021
PEO
-
2020
PEO
1.196
2020
PEO
-
2020
PEO
1.379
2020
PEO
1.379
2020
PEO
1.120
2020
PEO
1.379
2020
PEO
1.014
2020
PEO
1.379
2020
PEO
1.404
2020
PEO
-
2020
PEO
1.078
2020
PEO
-
2020
PEO
-
2020
PEO
1.031
2020
PEO
-
2020
PEO
-
2020
PEO
1.195
2020
PEO
0.990
2020
PEO
1.095
2020
PEO
0.980
2020
PEO
1.043
2020
PEO
1.218
2020
PEO
1.404
2020
PEO
1.404
2020
PEO
1.404
2020
PEO
1.037
2020
PEO
1.019
2019
PEO
1.152
2019
PEO
-
2019
PEO
1.120
2019
PEO
1.100
2019
PEO
1.379
2019
PEO
-
2019
PEO
-
2019
PEO
1.031
2019
PEO
-
2019
PEO
1.271
2019
PEO
0.990
2019
PEO
1.095
2019

1.043
2019
PEO
-
2019

1.404
2019

1.404
2019
PEO
-
2019
PEO
1.037
2019
PEO
-
2019
02-20-2019
PEO
1.379
2019
10-01-2019
PEO
1.379
2019
10-23-2019
PEO
1.379
2018
PEO
-
2018
PEO
1.379
2018
PEO
1.375
2018
PEO
1.100
2018
PEO
-
2018
PEO
1.400
2018
PEO
-
2018
PEO
1.031
2018
PEO
-
2018
PEO
1.271
2018
PEO
-
2018

1.043
2018

1.404
2018

1.404
2018
PEO
1.037
2018
PEO
1.110
2018
PEO
1.019
2018
05-14-2018
PEO
1.375
2017
PEO
-
2017
PEO
1.375
2017
PEO
1.375
2017
PEO
1.100
2017
PEO
1.375
2017
PEO
-
2017

2.069
2017
PEO
-
2017

1.433
2017
PEO
1.460
2017
PEO
-
2017
PEO
1.031
2017
PEO
-
2017
PEO
1.271
2017
PEO
-
2017
PEO
1.095
2017

1.120
2017

1.299
2017
PEO
-
2017
PEO
1.016
2017
PEO
1.110
2017
PEO
1.019
2017

1.404
2017
12-01-2016

1.299
2017
12-01-2016

1.299
2017
10-01-2017
PEO
1.375
2016
PEO
-
2016
PEO
-
2016
PEO
-
2016
PEO
-
2016
PEO
1.100
2016

2.069
2016
PEO
1.460
2016
PEO
1.031
2016
PEO
-
2016
PEO
1.095
2016

1.120
2016

1.299
2016

1.299
2016
PEO
1.003
2016
PEO
-
2015
PEO
-
2015
PEO
-
2015
PEO
-
2015
PEO
-
2015
PEO
1.100
2015
PEO
1.100
2015

1.908
2015
PEO
-
2015
PEO
-
2015
PEO
-
2015
PEO
1.095
2015

1.299
2015

1.299
2015
PEO
-
2015
PEO
-
2014
PEO
-
2014
PEO
-
2014
PEO
-
2014
PEO
-
2014
PEO
1.131
2014
PEO
1.131
2014
PEO
-
2014
PEO
-
2014
PEO
1.095
2014

-
2014

-
2014

-
2014

1.299
2014
08-04-2014

-
2013
PEO
-
2013
PEO
-
2013

-
2013
12-01-2013
PEO
-
2013
12-01-2013
PEO
1.370
2013
12-01-2013
PEO
1.370
2013
12-01-2013
PEO
-
2013
12-01-2013
PEO
-
2013
12-01-2013
PEO
-
2012
PEO
-
2012
PEO
1.370
2012
PEO
-
2012
PEO
-
2012
PEO
-
2011
PEO
-
2011

-
2011

-
2010

-
2010

-
2010
12-01-2010
PEO
-
2009

-
2009
12-01-2009
PEO
-

Contacts

KMA VZGJVPASF
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(731) 030-4397
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ITHSTEO D. EEUTG
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Benefits Admin
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Controller
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(544) 853-4474
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Benefits Admin
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Benefits Admin
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Benefits Admin
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Benefits Admin
(502) 277-8461
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Lonhw Rtnbbo, Fovjk Oammlggkj Fs
Chief Executive Officer
(303) 136-4392
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BJPCO J. KXBJAE
Senior Vice President
(962) 836-7354
cwktx.fgshrl@baokypsovhx.lqc

Industry Classification

Retirement Benefits

Financials

2021
BOY Assets: $ 0
Liabilities: $ 0
EE Contrib: $ 125,498
Emp Contrib: $ 0
Income/Loss: $ 0
Total Income: $ 125,498
Paid Benefits: $ 0
Expenses: $ 0
  Commission: $ 0
Net Income: $ 125,498
Net Assets: $ 125,498

Participants

2021
Total Participants:1
Active Part.:1
Retired Part.:
Deceased Part.:

Insurance

No Insurance Coverage

Providers

No Providers

Features

    2E - Profit-sharing

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

Health Benefits

Financials

20212020
BOY Assets: $ 0
Liabilities: $ 0 $ 4
EE Contrib: $ 0
Emp Contrib: $ 0 $ 7
Income/Loss: $ 0 $ 957
Total Income: $ 0 $ 3
Paid Benefits: $ 0 $ 77
Expenses: $ 0 $ 1
  Commission: $ 0 $ 6
Net Income: $ 0 $ 1
Net Assets: $ 0 $ 30

Participants

20212020
Total Participants:971175
Active Part.:971430
Retired Part.:fc
Deceased Part.:b

Insurance

ELEY NWJPQNMGL FQZMMZC
Renewal:12-31-2021
Covered:971
  1. GROUP ACCIDENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 180,755
Commission30.23% $ 54,650
Fees1.55% $ 2,795
Brokers

Providers

No Providers

Features

    4Q - Other.


OSHA

Motor Carrier