COMMUNITY HOUSING CAPITAL INC

2405 N DICKERSON ST
ARLINGTON, VA 22207

Talking Points

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 33rd percentile compared to peers.
  • In the last year, LCM Increased by 19%. While peers Increased an average of 5%.
Average

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 8% of peers have changed carriers since last year.
  • Of those who changed carriers, 2.9% decreased their LCM vs those who stayed with their current provider who saw a 5.4% increase.
  • Current Carrier's market share is in the 75th percentile at 1.9% of the market.
Good

Business Stats

Policy History

Term Carrier Premium LCM
2022
PEO
1.408
(Current: 1.489)
2022
PEO
1.155
2022
PEO
-
2022
PEO
1.301
2022
PEO
1.209
2021
PEO
1.379
2021
PEO
1.155
2021
PEO
-
2021
PEO
1.195
2021
PEO
1.019
2020
PEO
1.379
2020
PEO
1.155
2020
PEO
-
2020
PEO
1.195
2020
PEO
1.019
2019
PEO
1.379
2019
PEO
1.100
2019
PEO
-
2019
PEO
1.271
2018
PEO
1.375
2018
PEO
1.100
2017
PEO
1.375
2017
PEO
1.100
2016
PEO
-
2016
PEO
1.100
2015
PEO
-
2015
PEO
1.100
2014
PEO
-
2014
PEO
1.100

Contacts

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Benefits Admin
(980) 587-8902
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Hmro J Vldfihv
President & Chief Executive Offi
(101) 839-6593
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Benefits Admin
(357) 181-7757
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Domain Registrant
(011) 828-3134
bgaxqh_xpjrvgf@urnfi.tyl

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Driving transformational success
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Industry Classification

Retirement Benefits

Financials

20212020201920182017201620152014201320122011
BOY Assets: $ 3,850,846 $ 7,954,052 $ 9,899,904 $ 9,439,755 $ 2,497,182 $ 5,628,760 $ 594,358 $ 609,524 $ 189,772 $ 759,931 $ 62,395
Liabilities: $ 0 $ 10 $ 0 $ 7 $ 3 $ 7 $ 5
EE Contrib: $ 170,674 $ 287,773 $ 880,326($ 423,804) $ 372,276 $ 795,320 $ 5,167,916 $ 50,407 $ 21,935 $ 37,079 $ 25,427
Emp Contrib: $ 145,950 $ 611,204 $ 325,378 $ 41,207 $ 417,258 $ 324,629 $ 91,297 $ 166,720 $ 88,848 $ 23,677 $ 70,663
Income/Loss: $ 560,045 $ 510,725 $ 226,193 $ 869,864 $ 401,195($ 726,228) $ 19,904 $ 60,744 $ 90,374($ 797)
Total Income: $ 876,669 $ 489,283 $ 796,722($ 190,196) $ 943,885 $ 166,685 $ 6,974,335 $ 956,816 $ 572,657 $ 161,459 $ 87,496
Paid Benefits: $ 334,905 $ 93,411 $ 405,594 $ 80,757 $ 25,866 $ 219,304 $ 63,445 $ 2,171 $ 8,600
Expenses: $ 0 $ 9 $ 8 $ 9 $ 4 $ 8 $ 90 $ 3 $ 8 $ 4
  Commission: $ 34,548 $ 40,454 $ 14,203 $ 4 $ 294 $ 93 $ 2,978 $ 3,743 $ 5,702 $ 584 $ 3,472
Net Income: $ 507,216 $ 20,374 $ 358,806($ 718,628) $ 62,599 $ 334,769 $ 6,158,851 $ 974,016 $ 983,916 $ 900,352 $ 2,277
Net Assets: $ 4,358,062 $ 3,190,008 $ 6,613,593 $ 439,680 $ 6,538,165 $ 1,422,751 $ 6,329,863 $ 221,423 $ 66,831 $ 319,438 $ 119,049

Participants

20212020201920182017201620152014201320122011
Total Participants:2017726576793992647243
Active Part.:1657027281481189d58dd
Retired Part.:e4d41d85db6d74ed
Deceased Part.:8d315e51f4fbd71165f4c

Insurance

No Insurance Coverage

Providers

No Providers

Features

    2A - Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.